Cheapest 2007 Bentley Continental Flying Spur Insurance Rates in 2024

Looking for cheaper insurance coverage rates for your Bentley Continental Flying Spur? I can’t think of anyone who looks forward to buying insurance coverage, especially knowing they are paying too much. Popular companies such as Allstate and Progressive all claim big savings, bombarding you with ad campaigns and consumers find it hard to ignore the propoganda and find the best price available.

Get lower rates on Bentley Continental Flying Spur insurance

Companies that sell car insurance don’t always list all available discounts in a way that’s easy to find, so the following is a list of some of the more common and the harder-to-find ways to save on car insurance. If you aren’t receiving every discount you qualify for, you’re paying more than you need to.

• Good Students Pay Less – Getting good grades can earn a discount of 20% or more. Earning this discount can benefit you well after school through age 25.
• Homeowners Discount – Being a homeowner can help you save on car insurance because of the fact that having a home shows financial diligence.
• Federal Government Employee – Simply working for the federal government may qualify you for a discount for Continental Flying Spur insurance with select insurance companies.
• Low Mileage – Driving fewer miles can earn better rates on cars that stay parked.
• Discount for New Cars – Putting insurance coverage on a new car can be considerably cheaper due to better safety requirements for new cars.
• Student Driver Training – Have your child enroll in driver’s education if it’s offered in school.
• Payment Method – By paying your policy upfront instead of monthly or quarterly installments you can actually save on your bill.
• Early Switch Discount – A few companies offer discounts for switching policies prior to your current policy expiring. It’s a savings of about 10%.
• Accident Waiver – A handful of insurance companies will allow you to have one accident before your rates go up if you are claim-free for a certain period of time.
• Discounts for Safe Drivers – Drivers who avoid accidents may save up to 50% more for Continental Flying Spur insurance than drivers with accidents.

As a disclaimer on discounts, most discount credits are not given to the overall cost of the policy. Some only apply to individual premiums such as comp or med pay. So when it seems like you can get free auto insurance, companies wouldn’t make money that way.

For a list of providers with the best car insurance discounts, click here.

The most recommended method to get rate comparisons is to understand most of the larger companies will pay a fee to provide you with free rate quotes. To start a quote, the only thing you need to do is provide a little information including what you do for a living, daily mileage, an estimate of your credit level, and whether you are single or married. Those rating factors is then sent to many of the top insurers and they return quotes within a short period of time.

Tailor your coverage to you

When it comes to buying proper insurance coverage for your vehicles, there isn’t really a “best” method to buy coverage. Every situation is different and your policy should reflect that. These are some specific questions may help highlight if your insurance needs would benefit from professional advice.

• Can my teen driver be rated on a liability-only vehicle?
• Does my policy cover my teen driver if they drive my company car?
• Does medical payments coverage apply to all occupants?
• Do I need more liability coverage?
• Can I get a multi-policy discount?
• Should I waive the damage coverage when renting a car?

If you’re not sure about those questions but one or more may apply to you then you might want to talk to a licensed agent. If you don’t have a local agent, complete this form or you can also visit this page to select a carrier It is quick, free and you can get the answers you need.

Auto insurance policy specifics

Learning about specific coverages of a auto insurance policy can be of help when determining the right coverages and the correct deductibles and limits. The terms used in a policy can be ambiguous and coverage can change by endorsement. Below you’ll find the usual coverages available from auto insurance companies.

Med pay and Personal Injury Protection (PIP) – Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses such as funeral costs, ambulance fees and hospital visits. They are used to fill the gap from your health insurance plan or if there is no health insurance coverage. It covers both the driver and occupants and will also cover being hit by a car walking across the street. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage

Collision coverage – This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims like colliding with another moving vehicle, hitting a parking meter, sustaining damage from a pot hole, driving through your garage door and crashing into a ditch. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to increase the deductible to get cheaper collision coverage.

Auto liability – This will cover injuries or damage you cause to other’s property or people in an accident. It protects YOU from claims by other people. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see liability limits of 100/300/100 that translate to a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability insurance covers claims such as repair costs for stationary objects, bail bonds, attorney fees and medical expenses. How much liability coverage do you need? That is up to you, but buy as large an amount as possible.

Comprehensive insurance – Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against things like a broken windshield, vandalism, damage from flooding and hail damage. The highest amount you’ll receive from a claim is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM) – Uninsured or Underinsured Motorist coverage gives you protection when other motorists either have no liability insurance or not enough. Covered claims include hospital bills for your injuries and also any damage incurred to your Bentley Continental Flying Spur.

Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Feed the piggy bank

Cheap 2007 Bentley Continental Flying Spur insurance can be purchased from both online companies and also from your neighborhood agents, so compare prices from both to have the best chance of lowering rates. Some insurance companies may not provide you the ability to get quotes online and usually these small insurance companies provide coverage only through local independent agents.

As you shop your coverage around, make sure you don’t buy less coverage just to save a little money. There have been many cases where an insured cut liability coverage limits and discovered at claim time they didn’t have enough coverage. Your goal should be to purchase plenty of coverage at an affordable rate while not skimping on critical coverages.

To learn more, link through to the articles below:

• Driving in Bad Weather (Insurance Information Institute)
• Top Signs Your Brakes are Giving Out (State Farm)
• Comprehensive Coverage (Liberty Mutual)
• Distracted Driving Extends Beyond Texting (State Farm)
• Understanding your Policy (NAIC.org)