Mazda CX-9 Insurance Rates

Estimated auto insurance rates for a Mazda CX-9 are $1,422 annually including full coverage. Comprehensive insurance costs around $332, collision costs $542, and liability coverage costs around $390. Liability-only insurance costs as low as $452 a year, with high-risk driver insurance costing $3,056 or more. Teenage drivers pay the most at $5,208 a year or more.

Average premium for full coverage: $1,422

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all CX-9 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why everyone should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $823
• Using higher $1,000 deductibles will save about $200 every year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,422
• Using pricier low deductibles for physical damage coverage costs an additional $382 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,056 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage can be $5,208 or more

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Insurance prices for a Mazda CX-9 also have a wide range based on the model of your CX-9, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,700 to $2,300 additional annually, depending on your age. Mazda CX-9 insurance for high-risk drivers can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $590 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mazda CX-9 insurance rates. A driver around age 40 might see prices as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,030 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mazda CX-9 Insurance

Finding better rates on auto insurance requires having a decent driving record, having good credit, refrain from filing small claims, and taking advantage of discounts. Take the time to compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following items are a brief summary of the car insurance concepts covered in the above illustrations.

• Drivers that tend to have accidents or serious violations may pay on average $1,630 more every year than a driver with a clean driving record
• You may be able to save up to $170 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $575 each year
• Consumers who may need additional liability coverage will pay an extra $430 per year to increase from 30/60 bodily injury limits to higher 250/500 limits