Nissan GT-R Insurance Rates
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UPDATED: Apr 8, 2024
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The average auto insurance rates for a Nissan GT-R are $1,310 annually for full coverage. Comprehensive insurance costs an estimated $282, collision insurance costs $486, and liability insurance is $406. A liability-only policy costs around $450 a year, and high-risk insurance costs $2,836 or more. Teen drivers cost the most to insure at up to $4,878 a year.
Average premium for full coverage: $1,310
Policy rates broken down by type of insurance:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for different GT-R trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Nissan GT-R insurance rates range from as cheap as $450 for just liability insurance to a much higher rate of $2,836 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.
The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Nissan GT-R insurance rates for other coverage scenarios.
- The lowest rate with discounts is $751
- Raising to $1,000 deductibles will save approximately $176 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,310
- Choosing more expensive low deductibles costs an additional $338 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,836
- Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,878
Car insurance rates for a Nissan GT-R also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,600 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $520 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Nissan GT-R insurance rates. A middle-age driver might find rates as low as $860 a year in states like Iowa, Maine, and Idaho, or as much as $1,870 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,182 | -$128 | -9.8% |
| Alaska | $1,004 | -$306 | -23.4% |
| Arizona | $1,084 | -$226 | -17.3% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,492 | $182 | 13.9% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,342 | $32 | 2.4% |
| Delaware | $1,482 | $172 | 13.1% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,210 | -$100 | -7.6% |
| Hawaii | $940 | -$370 | -28.2% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $974 | -$336 | -25.6% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $882 | -$428 | -32.7% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,936 | $626 | 47.8% |
| Maine | $808 | -$502 | -38.3% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,044 | -$266 | -20.3% |
| Michigan | $2,274 | $964 | 73.6% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,568 | $258 | 19.7% |
| Missouri | $1,160 | -$150 | -11.5% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,030 | -$280 | -21.4% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,380 | $70 | 5.3% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,074 | -$236 | -18.0% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,246 | -$64 | -4.9% |
| Rhode Island | $1,748 | $438 | 33.4% |
| South Carolina | $1,188 | -$122 | -9.3% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,146 | -$164 | -12.5% |
| Texas | $1,576 | $266 | 20.3% |
| Utah | $970 | -$340 | -26.0% |
| Vermont | $896 | -$414 | -31.6% |
| Virginia | $786 | -$524 | -40.0% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,166 | -$144 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan GT-R Premium AWD 2-Dr | $1,310 | $109 |
| Nissan GT-R AWD 2-Dr | $1,310 | $109 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan GT-R | $500 | $1,062 | $316 | $2,014 |
| 2023 Nissan GT-R | $476 | $1,020 | $332 | $1,964 |
| 2022 Nissan GT-R | $458 | $1,012 | $338 | $1,944 |
| 2021 Nissan GT-R | $442 | $988 | $354 | $1,920 |
| 2020 Nissan GT-R | $426 | $946 | $364 | $1,872 |
| 2019 Nissan GT-R | $402 | $914 | $376 | $1,828 |
| 2018 Nissan GT-R | $388 | $848 | $384 | $1,756 |
| 2017 Nissan GT-R | $372 | $798 | $388 | $1,694 |
| 2016 Nissan GT-R | $356 | $716 | $390 | $1,598 |
| 2015 Nissan GT-R | $334 | $658 | $390 | $1,518 |
| 2014 Nissan GT-R | $322 | $618 | $394 | $1,470 |
| 2013 Nissan GT-R | $314 | $576 | $402 | $1,428 |
| 2012 Nissan GT-R | $290 | $534 | $402 | $1,362 |
| 2011 Nissan GT-R | $282 | $486 | $406 | $1,310 |
| 2010 Nissan GT-R | $264 | $444 | $402 | $1,246 |
| 2009 Nissan GT-R | $248 | $404 | $402 | $1,190 |
Rates are averaged for all Nissan GT-R models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Nissan GT-R Insurance
Finding cheaper rates on Nissan GT-R insurance consists of being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to shop around at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
Below you'll find a summary of the car insurance concepts raised in the charts and tables above.
- High-risk drivers who have multiple accidents or major violations may pay on average $1,530 more annually than a low-risk driver
- Drivers can save approximately $160 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $525 each year
- Drivers who want more liability protection will pay about $450 each year to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $3,010 |
| 30 | $1,364 |
| 40 | $1,310 |
| 50 | $1,196 |
| 60 | $1,174 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,648 |
| $250 | $1,492 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,391 |
| 100/300 | $1,493 |
| 250/500 | $1,757 |
| 100 CSL | $1,432 |
| 300 CSL | $1,655 |
| 500 CSL | $1,818 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,970 |
| 20 | $4,796 |
| 30 | $2,896 |
| 40 | $2,836 |
| 50 | $2,706 |
| 60 | $2,680 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $69 |
| Homeowner | $20 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $60 |
| Advance Quote | $65 |
| Online Quote | $94 |
| Total Discounts | $559 |
Discounts are estimated and may not be available from every company or in every state.
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