Volkswagen E-Golf Insurance Rates

The average insurance rates for a Volkswagen E-Golf are $1,330 a year with full coverage. Comprehensive insurance costs an estimated $270 each year, collision insurance costs $446, and liability coverage costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $2,876 or more. Teen drivers cost the most to insure at up to $5,056 a year.

Average premium for full coverage: $1,330

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and E-Golf models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

The examples above demonstrate why all drivers should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Volkswagen E-Golf insurance rates for other coverage scenarios.

• The lowest rate with discounts is $775
• Drivers who choose higher $1,000 deductibles will pay approximately $162 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,330
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $316 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,876
• Policy cost that insures a teenage driver can cost as much as $5,056 a year

View Chart as Image

Insurance rates for a Volkswagen E-Golf also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Volkswagen E-Golf insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,800 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $480 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Volkswagen E-Golf Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and possibly raising deductibles. Shop around at least once a year by getting quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a quick rundown of the primary concepts that were illustrated above.

• You may be able to save approximately $160 per year just by quoting online in advance
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,550 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Youthful drivers are expensive to insure, as much as $421 each month if comprehensive and collision insurance is included