2017 Hyundai Elantra GT Car Insurance Cost in 2024

Finding the cheapest insurance for your Hyundai Elantra GT can be a painful process, but you can learn a few tricks to make it easier.

There are more efficient ways to buy auto insurance and we’ll show you the absolute fastest way to price shop coverage for a new or used Hyundai and find the lowest price from both online companies and local agents.

You should make it a habit to do rate comparisons occasionally because prices are adjusted regularly by insurance companies. Even if you think you had the best price for Elantra GT insurance a year ago you can probably find a lower rate today. Block out anything you think you know about auto insurance because you’re about to learn one of the easiest ways to lower your annual insurance bill.

Shopping for affordable coverage is simple if you know the tricks. If you have insurance now or are looking for a new policy, you can use this information to find the best rates while maximizing coverage. Drivers only need to know the tricks to shop on the web.

Compare free car insurance quotes

Shopping for lower car insurance rates is a ton of work if you don’t know the most efficient way to do it. You can spend countless hours talking to agents in your area, or you can utilize the internet to get the quickest rates.

Most major companies participate in a marketplace where prospective buyers submit their information once, and each company provides a quote based on that information. This eliminates the need for quotation requests for every car insurance company.

To submit your quote information now, enter your zip code here.

The one downside to using this type of system is you are unable to specify the insurers to get quotes from. So if you prefer to choose specific insurance companies to request quotes from, we have a listing of low cost car insurance companies in your area. Click to enter zip code.

Compare rates however you want, just try to keep the same coverage data on every quote. If the quotes have mixed coverages it will be next to impossible to make a fair rate comparison.

Tailor your auto insurance coverage to you

When it comes to choosing proper insurance coverage for your personal vehicles, there really is no single plan that fits everyone. Each situation is unique.

For example, these questions can aid in determining if you may require specific advice.

• What if I don’t agree with a claim settlement offer?
• Do I have coverage when pulling a U-Haul trailer?
• Does medical payments coverage apply to all occupants?
• Will filing a claim cost me more?
• Do I need higher collision deductibles?
• How many claims can I have before being cancelled?
• Who is covered by my policy?
• Why do I need rental car insurance?

If you don’t know the answers to these questions but a few of them apply, then you may want to think about talking to an insurance agent. To find an agent in your area, take a second and enter your zip code. It only takes a few minutes and may give you better protection.

The coverage is in the details

Knowing the specifics of your policy can be of help when determining the right coverages and proper limits and deductibles. Car insurance terms can be difficult to understand and nobody wants to actually read their policy.

Comprehensive protection

Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for things like rock chips in glass, fire damage, a broken windshield and damage from flooding. The highest amount you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when the “other guys” are uninsured or don’t have enough coverage. Covered claims include injuries to you and your family as well as damage to your Hyundai Elantra GT.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea. Usually these limits do not exceed the liability coverage limits.

Auto collision coverage

Collision coverage covers damage to your Elantra GT resulting from a collision with another car or object. A deductible applies then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims like crashing into a ditch, hitting a parking meter, rolling your car and sideswiping another vehicle. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to raise the deductible in order to get cheaper collision rates.

Medical expense coverage

Coverage for medical payments and/or PIP reimburse you for expenses like pain medications, surgery and doctor visits. The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants as well as getting struck while a pedestrian. PIP is not universally available but it provides additional coverages not offered by medical payments coverage

Liability coverage

Liability coverage protects you from damages or injuries you inflict on a person or their property that is your fault. It protects YOU against claims from other people. Liability doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 50/100/50 which means $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and property damage coverage for $50,000. Another option is a combined limit that pays claims from the same limit and claims can be made without the split limit restrictions.

Liability insurance covers things such as funeral expenses, medical expenses and structural damage. How much coverage you buy is a personal decision, but buy higher limits if possible.