View 2017 Mercedes-Benz CLS-Class Car Insurance Rates in 2024

Looking for better car insurance rates? Shoppers have options when shopping for the lowest priced Mercedes-Benz CLS-Class insurance. They can either spend hours calling around getting price quotes or leverage the internet to find the lowest rates. There is a better way to shop for car insurance and we’ll show you the proper way to get price quotes for your Mercedes-Benz and get the lowest price from local insurance agents and online providers.

You should make it a habit to compare rates as often as possible because car insurance prices tend to go up over time. Despite the fact that you may have had the best price for CLS-Class coverage at your last renewal there is a good chance you can find better rate quotes now. Forget all the misinformation about car insurance because you’re about to find out one of the quickest ways to save money, get proper deductibles and limits, all at the lowest rate.

Finding the best rates is easy if you know what you’re doing. If you currently have a car insurance policy, you stand a good chance to be able to cut costs considerably using this strategy. Drivers just need to understand the best way to compare rates online.

The fastest way that we advise to compare insurance rates in your area is to know almost all companies pay for the opportunity to give you rate quotes. To start a quote, the only thing you need to do is take a few minutes to give details such as any included safety features, if your license is active, the type of vehicles you drive, and coverage limits. Those rating factors is then submitted to multiple different insurance companies and you will get price comparisons within a short period of time.

To start a quote now, click here and find out if you can get cheaper insurance.

Insurance coverage discounts are available to slash your rates

Insurance coverage can be pricey, but you can get discounts that many people don’t even know exist. A few discounts will be applied when you quote, but a few need to be inquired about prior to receiving the credit.

• Passenger Safety Discount – Factory air bags can get savings of 25 to 30%.
• Senior Citizen Discount – Mature drivers could receive a slight reduction on a car insurance quote for CLS-Class coverage.
• Low Mileage Discounts – Driving less could be rewarded with lower prices on the low mileage vehicles.
• Paper-free Discount – Certain companies will give a small break get car insurance on their website.
• Seat Belt Discounts – Requiring all passengers to buckle up before driving could save 15% off the medical payments premium.
• Theft Prevention Discount – Vehicles equipped with tracking devices and advanced anti-theft systems prevent vehicle theft and therefore earn up to a 10% discount.

Discounts reduce rates, but you should keep in mind that most of the big mark downs will not be given to the overall cost of the policy. Most only apply to specific coverage prices like comp or med pay. So when it seems like having all the discounts means you get insurance for free, that’s just not realistic.

Some of the larger companies that may offer quotes with these discounts are:

• 21st Century
• Progressive
• State Farm
• Nationwide
• Esurance
• The Hartford

If you are trying to find low cost car insurance quotes, ask all the companies how many discounts you can get. Some of the earlier mentioned discounts may not be available in your area. If you would like to view providers that provide some of the discounts listed above, enter your zip code here.

Everyone needs different insurance coverages

When it comes to buying the right insurance coverage, there isn’t really a “best” method to buy coverage. Every insured’s situation is different.

Here are some questions about coverages that can aid in determining whether your personal situation may require specific advice.

• Is other people’s property covered if stolen from my vehicle?
• How do I file an SR-22 for a DUI in my state?
• Why am I required to buy liability insurance?
• Should I carry comprehensive and collision coverage?
• Are my tools covered if they get stolen from my vehicle?
• Can I drive in Mexico and have coverage?
• If my pet gets injured in an accident are they covered?

If you don’t know the answers to these questions but you know they apply to you, you may need to chat with an agent. To find an agent in your area, fill out your zip code. It is quick, free and you can get the answers you need.

Car insurance 101

Understanding the coverages of your policy aids in choosing appropriate coverage for your vehicles. Policy terminology can be ambiguous and even agents have difficulty translating policy wording.

Comprehensive coverages

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against things such as damage from flooding, damage from getting keyed and a broken windshield. The maximum payout your car insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Collision coverage protection

This covers damage to your CLS-Class resulting from colliding with an object or car. You first must pay a deductible then your collision coverage will kick in.

Collision insurance covers things like backing into a parked car, sustaining damage from a pot hole and scraping a guard rail. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also choose a higher deductible to bring the cost down.

Liability coverage

Liability coverage will cover damages or injuries you inflict on other’s property or people by causing an accident. It protects you against other people’s claims. It does not cover your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You commonly see values of 25/50/25 which stand for $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000.

Liability can pay for claims such as medical expenses, legal defense fees and loss of income. How much coverage you buy is a personal decision, but you should buy as high a limit as you can afford.

Uninsured and underinsured coverage

This protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Covered losses include hospital bills for your injuries and also any damage incurred to your Mercedes-Benz CLS-Class.

Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance provide coverage for immediate expenses for things like rehabilitation expenses, chiropractic care, prosthetic devices, dental work and EMT expenses. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. It covers both the driver and occupants as well as if you are hit as a while walking down the street. PIP coverage is not universally available and gives slightly broader coverage than med pay