Compare 2017 Mercedes-Benz SLK-Class Insurance Rates in 2024

Are you drained from wondering where the money will come from to insure your Mercedes-Benz every month? You are no different than the majority of other vehicle owners.

Multiple insurance companies compete for your business, and because of this it can be hard to compare auto insurance companies and get the definite best price available.

It’s a good habit to check car insurance prices before your next renewal because prices change frequently. Despite the fact that you may have had the lowest rates for SLK-Class insurance two years ago a different company probably has better premium rates today. Forget anything you know (or think you know) about car insurance because I’m going to let you in on the secrets to one of the quickest ways to find great coverage at a great price.

How to buy insurance coverage online

There are multiple methods to shop for insurance coverage, but some are more efficient than others. You can waste hours talking to insurance agencies in your area, or you can utilize the internet to get prices fast.

Most of the best insurance companies take part in a program that allows shoppers to enter their policy data once, and at least one company returns a rated price determined by their information. This saves time by eliminating quotation requests to each individual insurance coverage company. To submit your quote information now, enter your zip code here.

The only drawback to comparing rates this way is you are unable to specify the providers to receive prices from. If you wish to select specific providers to compare prices, we have a page of companies who write insurance coverage in your area. Click to enter zip code.

You can use whichever method you prefer to find lower rates, just be sure to compare apples-to-apples quote information for every quote you compare. If the quotes have unequal deductibles or liability limits it will be nearly impossible to decipher which rate is best. Slightly different coverages could skew the results. And when comparison shopping, quoting more gives you a better chance of getting more affordable insurance. Some regional insurers cannot provide online price quotes, so you need to compare quotes from them, too.

Earn discounts on auto insurance

Buying auto insurance is not cheap, but you may be missing some discounts to cut the cost considerably. A few discounts will be applied at the time you complete a quote, but some discounts are required to be specially asked for prior to receiving the credit.

• Home Ownership Discount – Simply owning a home can earn you a little savings because maintaining a house requires a higher level of personal finance.
• Accident Forgiveness Coverage – Not really a discount, but a handful of insurance companies will forgive one accident before they charge you more for coverage if your claims history is clear for a certain period of time.
• Government Employee Discount – Simply working for the federal government could qualify for a slight premium decrease for SLK-Class insurance depending on your company.
• Passenger Safety Discount – Vehicles equipped with air bags and/or automatic seat belt systems may qualify for discounts of 20 to 30 percent.
• Good Student – Excelling in school can be rewarded with saving of up to 25%. The discount lasts up until you turn 25.

While discounts sound great, it’s important to understand that some credits don’t apply to your bottom line cost. A few only apply to individual premiums such as liability, collision or medical payments. So even though they make it sound like it’s possible to get free car insurance, you’re out of luck.

If you would like to choose from a list of insurers with the best discounts, enter your zip code here.

Tailor your car insurance coverage to you

When it comes to choosing the best car insurance coverage for your vehicles, there is no cookie cutter policy. Every insured’s situation is different and your policy should reflect that. These are some specific questions could help you determine if your insurance needs may require specific advice.

• I have good health insurance, so how much medical payments coverage do I need?
• Do I need more liability coverage?
• Do I need an umbrella policy?
• Should I carry comprehensive and collision coverage?
• When should I remove comp and collision on my 2017 Mercedes-Benz SLK-Class?
• Do I pay less for low miles?

If it’s difficult to answer those questions but one or more may apply to you, you might consider talking to a licensed agent. To find lower rates from a local agent, take a second and enter your zip code.

Detailed coverages of your auto insurance policy

Learning about specific coverages of your policy can help you determine the best coverages and the correct deductibles and limits. Policy terminology can be difficult to understand and nobody wants to actually read their policy. Shown next are the normal coverages found on most auto insurance policies.

Collision coverages – This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision can pay for claims such as damaging your car on a curb, colliding with a tree, hitting a mailbox, driving through your garage door and colliding with another moving vehicle. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It’s also possible to choose a higher deductible in order to get cheaper collision rates.

Auto liability insurance – Liability insurance can cover damage or injury you incur to a person or their property by causing an accident. This coverage protects you against other people’s claims, and doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see limits of 100/300/100 that translate to $100,000 bodily injury coverage, $300,000 for the entire accident, and property damage coverage for $100,000.

Liability can pay for claims like medical services, pain and suffering, funeral expenses and medical expenses. How much liability should you purchase? That is your choice, but consider buying as large an amount as possible.

Comprehensive coverage – Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive insurance covers claims like hitting a bird, a broken windshield, falling objects, hail damage and rock chips in glass. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage – This protects you and your vehicle’s occupants when the “other guys” either have no liability insurance or not enough. It can pay for hospital bills for your injuries and damage to your 2017 Mercedes-Benz SLK-Class.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP – Personal Injury Protection (PIP) and medical payments coverage pay for bills such as X-ray expenses, prosthetic devices and ambulance fees. They are often utilized in addition to your health insurance plan or if you do not have health coverage. Medical payments and PIP cover both the driver and occupants and will also cover any family member struck as a pedestrian. PIP coverage is only offered in select states and gives slightly broader coverage than med pay