2019 Chevrolet Corvette Stingray Insurance Quotes in 2024 – 7 Tricks for Best Rates

Trying to find better auto insurance rates for your Chevrolet Corvette Stingray? Overpriced auto insurance can deplete your family’s budget and force you to prioritize other expenses. Comparing rate quotes can be a smart way to slash your bill and have more disposable income.

Companies like GEICO and Progressive increase brand awareness with TV and radio ads and consumers find it hard to ignore the promise of big savings and find the best price available.

Verify you’re earning every discount

Insurance is easily one of your largest bills, but companies offer discounts that you may not even know about. Larger premium reductions will be automatically applied at the time you complete a quote, but a few must be specifically requested before they will apply. If you do not double check each discount you deserve, you’re just leaving money on the table.

• Service Members Pay Less – Being on active deployment in the military may qualify for rate reductions.
• E-sign – Many companies give back up to $50 get insurance coverage on the internet.
• Drive Safe and Save – Insureds without accidents can save up to 40% or more on their insurance coverage quote for Corvette Stingray insurance compared to rates paid by drivers with frequent claims.
• Distant Student – College-age children who live away from home at college and leave their car at home can receive lower rates.
• Pay Upfront and Save – If you pay your bill all at once instead of monthly or quarterly installments you could save up to 5%.
• One Accident Forgiven – Not really a discount, but a few companies such as State Farm and Progressive permit an accident before they charge you more for coverage if you have no claims for a certain period of time.
• Federal Government Employee – Active or retired federal employment could qualify for a slight premium decrease for Corvette Stingray insurance with a few insurance companies.

We need to note that most discount credits are not given to the overall cost of the policy. Most only apply to individual premiums such as medical payments or collision. Even though the math looks like it’s possible to get free car insurance, nobody gets a free ride. But any discount should help lower your policy premiums.

If you would like to see a list of insurance companies that offer some of these discounts, enter your zip code here.

Compare free insurance quotes

There are several ways to compare insurance prices and some are less time-consuming than others. You could waste time discussing policy coverages with insurance companies in your area, or you can stay home and use the web to get prices fast.

Most car insurance companies are enrolled in a marketplace that enables customers to submit one quote, and at least one company returns a competitive quote for coverage. This saves time by eliminating form submissions for each company you want a rate for.

To submit your quote information now, enter your zip code here.

The one downside to getting quotes like this is that you can’t choose which carriers you want pricing from. If you would rather choose specific insurance companies to compare rates, we have a listing of insurance companies in your area. Click to enter zip code.

Whichever way you choose to compare rates, try to use the same coverage data on every price quote you get. If you compare different coverage information it will be very difficult to determine the lowest rate for your Chevy Corvette Stingray. Even a minor difference in limits may result in large price differences. And when comparison shopping, obtaining a wide range of quotes increases your odds of finding a better price.

When should I discuss my situation with an agent?

When it comes to buying adequate coverage, there is no “best” method to buy coverage. Everyone’s situation is a little different so your insurance should reflect that For instance, these questions could help you determine whether or not you might need professional guidance.

• Is a new car covered when I drive it off the dealer lot?
• When would I need additional glass coverage?
• Do I need special endorsements for business use of my vehicle?
• Should I buy only the required minimum liability coverage?
• When should I buy a commercial auto policy?
• Do I have coverage when pulling a U-Haul trailer?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to a licensed agent. If you don’t have a local agent, take a second and enter your zip code.

Insurance coverages and their meanings

Understanding the coverages of a insurance policy aids in choosing which coverages you need for your vehicles. Insurance terms can be impossible to understand and even agents have difficulty translating policy wording. These are typical coverage types available from insurance companies.

Auto collision coverage

Collision coverage pays for damage to your Corvette Stingray caused by collision with another car or object. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for things such as colliding with another moving vehicle, colliding with a tree and sustaining damage from a pot hole. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. You can also choose a higher deductible to bring the cost down.

Comprehensive insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like rock chips in glass, a broken windshield, hitting a deer and damage from flooding. The maximum amount a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. Covered claims include medical payments for you and your occupants as well as damage to your 2019 Chevy Corvette Stingray.

Because many people only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important. Normally the UM/UIM limits do not exceed the liability coverage limits.

Auto liability

This coverage provides protection from damages or injuries you inflict on other people or property by causing an accident. This insurance protects YOU from legal claims by others. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have limits of 50/100/50 that translate to $50,000 in coverage for each person’s injuries, a limit of $100,000 in injury protection per accident, and a limit of $50,000 paid for damaged property. Some companies may use one limit called combined single limit (CSL) that pays claims from the same limit without having the split limit caps.

Liability insurance covers things like legal defense fees, pain and suffering and repair costs for stationary objects. The amount of liability coverage you purchase is your choice, but consider buying as large an amount as possible.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance pay for immediate expenses for things like EMT expenses, dental work, chiropractic care and prosthetic devices. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. It covers you and your occupants as well as being hit by a car walking across the street. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage

Quote often and quote early

You just learned a lot of ways to reduce 2019 Chevy Corvette Stingray insurance prices online. The most important thing to understand is the more quotes you get, the higher your chance of finding cheap insurance coverage. Consumers could even find that the best price on car insurance is with some of the smallest insurance companies. Some small companies may only write in your state and offer lower rates compared to the large companies like State Farm or Progressive.

When searching for inexpensive insurance coverage quotes, do not buy lower coverage limits just to save a few bucks. There have been many cases where an insured dropped collision coverage and learned later that the few dollars in savings costed them thousands. Your goal is to purchase plenty of coverage at the best price, but do not skimp to save money.