Acura MDX 4WD Insurance Rates

The average auto insurance rates for an Acura MDX 4WD are $1,430 annually for full coverage. Comprehensive costs approximately $368, collision costs $540, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,050. Teen drivers cost the most to insure at $5,134 a year or more.

Annual premium for full coverage: $1,430

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura MDX Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance prices.

These price differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance rates for an Acura MDX 4WD also range considerably based on the model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be from 43% to 126% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $610 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Acura MDX 4WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know which car insurance is cheapest is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so the rates will be varied between companies.

View Chart as Image

Chart shows Acura MDX 4WD insurance prices for different situations. The cheapest discount price is $833. Drivers who choose higher $1,000 deductibles will pay about $1,224. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,430. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,826. High risk drivers could be charged around $3,050. The price for full coverage insurance for a teenager can be as high as $5,134.

View Chart as Image