Acura RL 3.7 Insurance Rates

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Estimated insurance rates for an Acura RL 3.7 are $1,694 a year with full coverage. Comprehensive insurance costs an estimated $410 each year, collision costs $762, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $3,662 or more. Teen drivers pay the most at $6,062 a year or more.

Annual premium for full coverage: $1,694

Premium estimates broken down by individual coverage:

Comprehensive $410
Collision $762
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura RL Trim Level

Using a 40-year-old driver as an example, insurance rates for an Acura RL 3.7 go from the low end price of $430 for liability-only coverage to a high rate of $3,662 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,694
High Risk $3,662

These rate differences demonstrate why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Insurance prices for an Acura RL 3.7 also have a wide range based on the actual cash value of your RL, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $2,000 to $2,700 additional annually, depending on your age. Insurance for high-risk drivers can be from 45% to 132% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $6,000 a year. View Rates by Age

Where you choose to live has a huge impact on Acura RL 3.7 insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $790 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Acura RL 3.7 insurance cost comparison chart
Column chart showing Acura RL 3.7 insurance prices range from $954 to $6,062 for full coverage

The chart above shows Acura RL 3.7 insurance prices for different risks and coverage choices. The cheapest discount price is $954. Drivers who choose higher $1,000 deductibles will pay $1,428. The average price for a driver around age 40 using $500 deductibles is $1,694. Using lower $100 deductibles for comp and collision coverage could cost up to $2,210. High risk drivers could be charged up to $3,662. The policy rate for full coverage for a teenage driver can be as high as $6,062.

Acura RL 3.7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,530 -$164 -9.7%
Alaska $1,298 -$396 -23.4%
Arizona $1,406 -$288 -17.0%
Arkansas $1,694 -$0 0.0%
California $1,930 $236 13.9%
Colorado $1,620 -$74 -4.4%
Connecticut $1,742 $48 2.8%
Delaware $1,918 $224 13.2%
Florida $2,118 $424 25.0%
Georgia $1,564 -$130 -7.7%
Hawaii $1,216 -$478 -28.2%
Idaho $1,146 -$548 -32.3%
Illinois $1,262 -$432 -25.5%
Indiana $1,276 -$418 -24.7%
Iowa $1,142 -$552 -32.6%
Kansas $1,612 -$82 -4.8%
Kentucky $2,310 $616 36.4%
Louisiana $2,508 $814 48.1%
Maine $1,044 -$650 -38.4%
Maryland $1,396 -$298 -17.6%
Massachusetts $1,354 -$340 -20.1%
Michigan $2,942 $1,248 73.7%
Minnesota $1,418 -$276 -16.3%
Mississippi $2,030 $336 19.8%
Missouri $1,502 -$192 -11.3%
Montana $1,818 $124 7.3%
Nebraska $1,336 -$358 -21.1%
Nevada $2,032 $338 20.0%
New Hampshire $1,220 -$474 -28.0%
New Jersey $1,892 $198 11.7%
New Mexico $1,500 -$194 -11.5%
New York $1,784 $90 5.3%
North Carolina $976 -$718 -42.4%
North Dakota $1,388 -$306 -18.1%
Ohio $1,168 -$526 -31.1%
Oklahoma $1,740 $46 2.7%
Oregon $1,552 -$142 -8.4%
Pennsylvania $1,614 -$80 -4.7%
Rhode Island $2,258 $564 33.3%
South Carolina $1,536 -$158 -9.3%
South Dakota $1,428 -$266 -15.7%
Tennessee $1,482 -$212 -12.5%
Texas $2,042 $348 20.5%
Utah $1,256 -$438 -25.9%
Vermont $1,158 -$536 -31.6%
Virginia $1,014 -$680 -40.1%
Washington $1,308 -$386 -22.8%
West Virginia $1,552 -$142 -8.4%
Wisconsin $1,172 -$522 -30.8%
Wyoming $1,510 -$184 -10.9%

View Chart as Image

Acura RL 3.7 insurance rates by U.S. city

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Rates by Driver Age

Acura RL 3.7 Insurance Rates by Driver Age
Driver Age Premium
16 $6,062
20 $3,906
30 $1,784
40 $1,694
50 $1,542
60 $1,514

Full coverage, $500 deductibles

Rates by Deductible

Acura RL 3.7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,210
$250 $1,970
$500 $1,694
$1,000 $1,428

Full coverage, driver age 40

Rates by Liability Limit

Acura RL 3.7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,694
50/100 $1,767
100/300 $1,858
250/500 $2,094
100 CSL $1,803
300 CSL $2,003
500 CSL $2,149

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RL 3.7 Insurance Rates for High Risk Drivers
Age Premium
16 $8,700
20 $6,206
30 $3,764
40 $3,662
50 $3,492
60 $3,460

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $238

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $92
Multi-vehicle $87
Homeowner $23
5-yr Accident Free $133
5-yr Claim Free $111
Paid in Full/EFT $84
Advance Quote $87
Online Quote $123
Total Discounts $740
Rate after discounts $954

Discounts are estimated and may not be available from every company or in every state.

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