Acura RL 3.7 Insurance Rates
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Estimated insurance rates for an Acura RL 3.7 are $1,694 a year with full coverage. Comprehensive insurance costs an estimated $410 each year, collision costs $762, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $3,662 or more. Teen drivers pay the most at $6,062 a year or more.
Annual premium for full coverage: $1,694
Premium estimates broken down by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Acura RL Trim Level
Using a 40-year-old driver as an example, insurance rates for an Acura RL 3.7 go from the low end price of $430 for liability-only coverage to a high rate of $3,662 for a policy for a high-risk driver.
These rate differences demonstrate why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Acura RL 3.7 Insurance
Insurance prices for an Acura RL 3.7 also have a wide range based on the actual cash value of your RL, your age and driving habits, and liability limits and deductibles.
If you have a few violations or you caused an accident, you may be forking out $2,000 to $2,700 additional annually, depending on your age. Insurance for high-risk drivers can be from 45% to 132% more than average. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $6,000 a year. View Rates by Age
Where you choose to live has a huge impact on Acura RL 3.7 insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Choosing high deductibles could cut prices by as much as $790 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
With such a large range of prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, and rates will be substantially different.
The chart above shows Acura RL 3.7 insurance prices for different risks and coverage choices. The cheapest discount price is $954. Drivers who choose higher $1,000 deductibles will pay $1,428. The average price for a driver around age 40 using $500 deductibles is $1,694. Using lower $100 deductibles for comp and collision coverage could cost up to $2,210. High risk drivers could be charged up to $3,662. The policy rate for full coverage for a teenage driver can be as high as $6,062.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,530 | -$164 | -9.7% |
Alaska | $1,298 | -$396 | -23.4% |
Arizona | $1,406 | -$288 | -17.0% |
Arkansas | $1,694 | -$0 | 0.0% |
California | $1,930 | $236 | 13.9% |
Colorado | $1,620 | -$74 | -4.4% |
Connecticut | $1,742 | $48 | 2.8% |
Delaware | $1,918 | $224 | 13.2% |
Florida | $2,118 | $424 | 25.0% |
Georgia | $1,564 | -$130 | -7.7% |
Hawaii | $1,216 | -$478 | -28.2% |
Idaho | $1,146 | -$548 | -32.3% |
Illinois | $1,262 | -$432 | -25.5% |
Indiana | $1,276 | -$418 | -24.7% |
Iowa | $1,142 | -$552 | -32.6% |
Kansas | $1,612 | -$82 | -4.8% |
Kentucky | $2,310 | $616 | 36.4% |
Louisiana | $2,508 | $814 | 48.1% |
Maine | $1,044 | -$650 | -38.4% |
Maryland | $1,396 | -$298 | -17.6% |
Massachusetts | $1,354 | -$340 | -20.1% |
Michigan | $2,942 | $1,248 | 73.7% |
Minnesota | $1,418 | -$276 | -16.3% |
Mississippi | $2,030 | $336 | 19.8% |
Missouri | $1,502 | -$192 | -11.3% |
Montana | $1,818 | $124 | 7.3% |
Nebraska | $1,336 | -$358 | -21.1% |
Nevada | $2,032 | $338 | 20.0% |
New Hampshire | $1,220 | -$474 | -28.0% |
New Jersey | $1,892 | $198 | 11.7% |
New Mexico | $1,500 | -$194 | -11.5% |
New York | $1,784 | $90 | 5.3% |
North Carolina | $976 | -$718 | -42.4% |
North Dakota | $1,388 | -$306 | -18.1% |
Ohio | $1,168 | -$526 | -31.1% |
Oklahoma | $1,740 | $46 | 2.7% |
Oregon | $1,552 | -$142 | -8.4% |
Pennsylvania | $1,614 | -$80 | -4.7% |
Rhode Island | $2,258 | $564 | 33.3% |
South Carolina | $1,536 | -$158 | -9.3% |
South Dakota | $1,428 | -$266 | -15.7% |
Tennessee | $1,482 | -$212 | -12.5% |
Texas | $2,042 | $348 | 20.5% |
Utah | $1,256 | -$438 | -25.9% |
Vermont | $1,158 | -$536 | -31.6% |
Virginia | $1,014 | -$680 | -40.1% |
Washington | $1,308 | -$386 | -22.8% |
West Virginia | $1,552 | -$142 | -8.4% |
Wisconsin | $1,172 | -$522 | -30.8% |
Wyoming | $1,510 | -$184 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,062 |
20 | $3,906 |
30 | $1,784 |
40 | $1,694 |
50 | $1,542 |
60 | $1,514 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,210 |
$250 | $1,970 |
$500 | $1,694 |
$1,000 | $1,428 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,694 |
50/100 | $1,767 |
100/300 | $1,858 |
250/500 | $2,094 |
100 CSL | $1,803 |
300 CSL | $2,003 |
500 CSL | $2,149 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,700 |
20 | $6,206 |
30 | $3,764 |
40 | $3,662 |
50 | $3,492 |
60 | $3,460 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $92 |
Multi-vehicle | $87 |
Homeowner | $23 |
5-yr Accident Free | $133 |
5-yr Claim Free | $111 |
Paid in Full/EFT | $84 |
Advance Quote | $87 |
Online Quote | $123 |
Total Discounts | $740 |
Discounts are estimated and may not be available from every company or in every state.
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