Acura RL 3.7 with Tech Package Insurance Rates
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U.S. average insurance rates for an Acura RL 3.7 with Tech Package are $1,740 a year including full coverage. Comprehensive insurance costs on average $424 each year, collision costs $794, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $3,762 or more. Teenage drivers pay the highest rates at $6,206 a year or more.
Annual premium for full coverage: $1,740
Price estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Acura RL Trim Level
For the average 40-year-old driver, Acura RL 3.7 with Tech Package insurance prices go from as low as $430 for just liability insurance to a high rate of $3,762 for coverage for higher-risk drivers.
These price ranges highlight why all drivers should compare rates based on a specific location and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Acura RL 3.7 with Tech Package Insurance
Car insurance rates for an Acura RL 3.7 with Tech Package are also quite variable based on your driving record, the replacement cost of your RL, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles could pay as little as $1,600 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers will be charged upwards of $6,200 a year. View Rates by Age
The state you live in makes a big difference in Acura RL 3.7 with Tech Package insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $820 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,100 to $2,800 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates
Since rates can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes may be quite different from one company to the next.
The chart above shows average Acura RL 3.7 with Tech Package insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $977. Drivers who use higher $1,000 deductibles will pay around $1,462. The average rate for a 40-year-old male driver using $500 deductibles is $1,740. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,276. Drivers with multiple violations and accidents could be charged at least $3,762. The policy rate for full coverage for a teen driver is $6,206.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,572 | -$168 | -9.7% |
Alaska | $1,332 | -$408 | -23.4% |
Arizona | $1,444 | -$296 | -17.0% |
Arkansas | $1,740 | -$0 | 0.0% |
California | $1,982 | $242 | 13.9% |
Colorado | $1,662 | -$78 | -4.5% |
Connecticut | $1,788 | $48 | 2.8% |
Delaware | $1,970 | $230 | 13.2% |
Florida | $2,176 | $436 | 25.1% |
Georgia | $1,606 | -$134 | -7.7% |
Hawaii | $1,250 | -$490 | -28.2% |
Idaho | $1,178 | -$562 | -32.3% |
Illinois | $1,296 | -$444 | -25.5% |
Indiana | $1,310 | -$430 | -24.7% |
Iowa | $1,174 | -$566 | -32.5% |
Kansas | $1,654 | -$86 | -4.9% |
Kentucky | $2,372 | $632 | 36.3% |
Louisiana | $2,574 | $834 | 47.9% |
Maine | $1,074 | -$666 | -38.3% |
Maryland | $1,434 | -$306 | -17.6% |
Massachusetts | $1,390 | -$350 | -20.1% |
Michigan | $3,022 | $1,282 | 73.7% |
Minnesota | $1,454 | -$286 | -16.4% |
Mississippi | $2,084 | $344 | 19.8% |
Missouri | $1,542 | -$198 | -11.4% |
Montana | $1,868 | $128 | 7.4% |
Nebraska | $1,370 | -$370 | -21.3% |
Nevada | $2,084 | $344 | 19.8% |
New Hampshire | $1,254 | -$486 | -27.9% |
New Jersey | $1,944 | $204 | 11.7% |
New Mexico | $1,540 | -$200 | -11.5% |
New York | $1,830 | $90 | 5.2% |
North Carolina | $1,002 | -$738 | -42.4% |
North Dakota | $1,424 | -$316 | -18.2% |
Ohio | $1,200 | -$540 | -31.0% |
Oklahoma | $1,786 | $46 | 2.6% |
Oregon | $1,592 | -$148 | -8.5% |
Pennsylvania | $1,658 | -$82 | -4.7% |
Rhode Island | $2,320 | $580 | 33.3% |
South Carolina | $1,576 | -$164 | -9.4% |
South Dakota | $1,468 | -$272 | -15.6% |
Tennessee | $1,522 | -$218 | -12.5% |
Texas | $2,096 | $356 | 20.5% |
Utah | $1,288 | -$452 | -26.0% |
Vermont | $1,190 | -$550 | -31.6% |
Virginia | $1,042 | -$698 | -40.1% |
Washington | $1,344 | -$396 | -22.8% |
West Virginia | $1,594 | -$146 | -8.4% |
Wisconsin | $1,204 | -$536 | -30.8% |
Wyoming | $1,550 | -$190 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,206 |
20 | $4,010 |
30 | $1,834 |
40 | $1,740 |
50 | $1,582 |
60 | $1,552 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,276 |
$250 | $2,028 |
$500 | $1,740 |
$1,000 | $1,462 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,740 |
50/100 | $1,813 |
100/300 | $1,904 |
250/500 | $2,140 |
100 CSL | $1,849 |
300 CSL | $2,049 |
500 CSL | $2,195 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,916 |
20 | $6,378 |
30 | $3,868 |
40 | $3,762 |
50 | $3,586 |
60 | $3,554 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $95 |
Multi-vehicle | $89 |
Homeowner | $23 |
5-yr Accident Free | $138 |
5-yr Claim Free | $114 |
Paid in Full/EFT | $87 |
Advance Quote | $90 |
Online Quote | $127 |
Total Discounts | $763 |
Discounts are estimated and may not be available from every company or in every state.
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