Acura TL 3.5 Insurance Rates

U.S. average auto insurance rates for an Acura TL 3.5 are $1,452 annually with full coverage. Comprehensive costs on average $326, collision insurance costs $604, and liability coverage costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $3,138. Teen drivers pay the highest rates at up to $5,318 a year.

Annual premium for full coverage: $1,452

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura TL Trim Level

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have fewer collision claims than larger metro areas. The price range example below illustrates how geographic area affects car insurance rates.

These price ranges demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for an Acura TL 3.5 are also quite variable based on the actual cash value of your TL, your driving record, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Acura TL 3.5 insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

The chart above shows Acura TL 3.5 insurance prices for various situations. The cheapest price with discounts is $829. Drivers who choose higher $1,000 deductibles will pay about $1,240. The average price for a 40-year-old male driver using $500 deductibles is $1,452. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,862. High risk drivers could be charged at least $3,138. The price for full coverage insurance for a teen driver is $5,318.

View Chart as Image