Acura ZDX Technology Package AWD Insurance Rates
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U.S. average insurance prices for an Acura ZDX Technology Package AWD are $1,630 every 12 months for full coverage insurance. Comprehensive insurance costs around $410 each year, collision insurance costs $698, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $3,506 or more. Teenage drivers pay the highest rates at up to $5,816 a year.
Annual premium for full coverage: $1,630
Price estimates for individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Acura ZDX Trim Level
Using a 40-year-old driver as an example, Acura ZDX Technology Package AWD insurance prices range from the cheapest price of $430 for minimum levels of liability insurance to a high rate of $3,506 for a policy for a high-risk driver.
These price ranges illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
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Insurance rates for an Acura ZDX Technology Package AWD are also quite variable based on deductibles and policy limits, your risk profile, and the actual cash value of your ZDX.
Using high physical damage deductibles could cut rates by as much as $740 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may only pay around $1,500 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $5,800 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,900 to $2,600 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 130% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Acura ZDX Technology Package AWD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Since rates can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates may be quite different.
The chart estimates Acura ZDX Technology Package AWD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $929. Drivers who use higher $1,000 deductibles will pay $1,378. The average rate for a driver age 40 with no violations using $500 deductibles is $1,630. Using lower $100 deductibles for physical damage coverage could cost up to $2,118. Drivers with multiple violations and accidents could be charged at least $3,506. The policy rate for full coverage for a 16-year-old driver can be as high as $5,816.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,472 | -$158 | -9.7% |
Alaska | $1,250 | -$380 | -23.3% |
Arizona | $1,354 | -$276 | -16.9% |
Arkansas | $1,630 | -$0 | 0.0% |
California | $1,858 | $228 | 14.0% |
Colorado | $1,558 | -$72 | -4.4% |
Connecticut | $1,678 | $48 | 2.9% |
Delaware | $1,846 | $216 | 13.3% |
Florida | $2,038 | $408 | 25.0% |
Georgia | $1,504 | -$126 | -7.7% |
Hawaii | $1,172 | -$458 | -28.1% |
Idaho | $1,102 | -$528 | -32.4% |
Illinois | $1,214 | -$416 | -25.5% |
Indiana | $1,228 | -$402 | -24.7% |
Iowa | $1,100 | -$530 | -32.5% |
Kansas | $1,550 | -$80 | -4.9% |
Kentucky | $2,224 | $594 | 36.4% |
Louisiana | $2,414 | $784 | 48.1% |
Maine | $1,004 | -$626 | -38.4% |
Maryland | $1,344 | -$286 | -17.5% |
Massachusetts | $1,304 | -$326 | -20.0% |
Michigan | $2,832 | $1,202 | 73.7% |
Minnesota | $1,364 | -$266 | -16.3% |
Mississippi | $1,954 | $324 | 19.9% |
Missouri | $1,446 | -$184 | -11.3% |
Montana | $1,750 | $120 | 7.4% |
Nebraska | $1,286 | -$344 | -21.1% |
Nevada | $1,956 | $326 | 20.0% |
New Hampshire | $1,176 | -$454 | -27.9% |
New Jersey | $1,822 | $192 | 11.8% |
New Mexico | $1,444 | -$186 | -11.4% |
New York | $1,716 | $86 | 5.3% |
North Carolina | $940 | -$690 | -42.3% |
North Dakota | $1,336 | -$294 | -18.0% |
Ohio | $1,124 | -$506 | -31.0% |
Oklahoma | $1,674 | $44 | 2.7% |
Oregon | $1,494 | -$136 | -8.3% |
Pennsylvania | $1,554 | -$76 | -4.7% |
Rhode Island | $2,172 | $542 | 33.3% |
South Carolina | $1,478 | -$152 | -9.3% |
South Dakota | $1,376 | -$254 | -15.6% |
Tennessee | $1,426 | -$204 | -12.5% |
Texas | $1,964 | $334 | 20.5% |
Utah | $1,208 | -$422 | -25.9% |
Vermont | $1,116 | -$514 | -31.5% |
Virginia | $976 | -$654 | -40.1% |
Washington | $1,258 | -$372 | -22.8% |
West Virginia | $1,494 | -$136 | -8.3% |
Wisconsin | $1,130 | -$500 | -30.7% |
Wyoming | $1,454 | -$176 | -10.8% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,816 |
20 | $3,730 |
30 | $1,714 |
40 | $1,630 |
50 | $1,484 |
60 | $1,456 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,118 |
$250 | $1,892 |
$500 | $1,630 |
$1,000 | $1,378 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,630 |
50/100 | $1,703 |
100/300 | $1,794 |
250/500 | $2,030 |
100 CSL | $1,739 |
300 CSL | $1,939 |
500 CSL | $2,085 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,334 |
20 | $5,922 |
30 | $3,602 |
40 | $3,506 |
50 | $3,342 |
60 | $3,310 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $88 |
Multi-vehicle | $82 |
Homeowner | $22 |
5-yr Accident Free | $125 |
5-yr Claim Free | $105 |
Paid in Full/EFT | $79 |
Advance Quote | $82 |
Online Quote | $118 |
Total Discounts | $701 |
Discounts are estimated and may not be available from every company or in every state.
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