Acura ZDX Technology Package AWD Insurance Rates

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U.S. average insurance prices for an Acura ZDX Technology Package AWD are $1,630 every 12 months for full coverage insurance. Comprehensive insurance costs around $410 each year, collision insurance costs $698, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $3,506 or more. Teenage drivers pay the highest rates at up to $5,816 a year.

Annual premium for full coverage: $1,630

Price estimates for individual coverage:

Comprehensive $410
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura ZDX Trim Level

Using a 40-year-old driver as an example, Acura ZDX Technology Package AWD insurance prices range from the cheapest price of $430 for minimum levels of liability insurance to a high rate of $3,506 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,630
High Risk $3,506

These price ranges illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

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Insurance rates for an Acura ZDX Technology Package AWD are also quite variable based on deductibles and policy limits, your risk profile, and the actual cash value of your ZDX.

Using high physical damage deductibles could cut rates by as much as $740 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,500 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $5,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,900 to $2,600 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Acura ZDX Technology Package AWD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates may be quite different.

View Chart as Image

Acura ZDX Technology Package AWD insurance cost comparison chart
Column chart showing Acura ZDX Technology Package AWD insurance prices range from $929 to $5,816 for full coverage

The chart estimates Acura ZDX Technology Package AWD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $929. Drivers who use higher $1,000 deductibles will pay $1,378. The average rate for a driver age 40 with no violations using $500 deductibles is $1,630. Using lower $100 deductibles for physical damage coverage could cost up to $2,118. Drivers with multiple violations and accidents could be charged at least $3,506. The policy rate for full coverage for a 16-year-old driver can be as high as $5,816.

Acura ZDX Technology Package AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,472 -$158 -9.7%
Alaska $1,250 -$380 -23.3%
Arizona $1,354 -$276 -16.9%
Arkansas $1,630 -$0 0.0%
California $1,858 $228 14.0%
Colorado $1,558 -$72 -4.4%
Connecticut $1,678 $48 2.9%
Delaware $1,846 $216 13.3%
Florida $2,038 $408 25.0%
Georgia $1,504 -$126 -7.7%
Hawaii $1,172 -$458 -28.1%
Idaho $1,102 -$528 -32.4%
Illinois $1,214 -$416 -25.5%
Indiana $1,228 -$402 -24.7%
Iowa $1,100 -$530 -32.5%
Kansas $1,550 -$80 -4.9%
Kentucky $2,224 $594 36.4%
Louisiana $2,414 $784 48.1%
Maine $1,004 -$626 -38.4%
Maryland $1,344 -$286 -17.5%
Massachusetts $1,304 -$326 -20.0%
Michigan $2,832 $1,202 73.7%
Minnesota $1,364 -$266 -16.3%
Mississippi $1,954 $324 19.9%
Missouri $1,446 -$184 -11.3%
Montana $1,750 $120 7.4%
Nebraska $1,286 -$344 -21.1%
Nevada $1,956 $326 20.0%
New Hampshire $1,176 -$454 -27.9%
New Jersey $1,822 $192 11.8%
New Mexico $1,444 -$186 -11.4%
New York $1,716 $86 5.3%
North Carolina $940 -$690 -42.3%
North Dakota $1,336 -$294 -18.0%
Ohio $1,124 -$506 -31.0%
Oklahoma $1,674 $44 2.7%
Oregon $1,494 -$136 -8.3%
Pennsylvania $1,554 -$76 -4.7%
Rhode Island $2,172 $542 33.3%
South Carolina $1,478 -$152 -9.3%
South Dakota $1,376 -$254 -15.6%
Tennessee $1,426 -$204 -12.5%
Texas $1,964 $334 20.5%
Utah $1,208 -$422 -25.9%
Vermont $1,116 -$514 -31.5%
Virginia $976 -$654 -40.1%
Washington $1,258 -$372 -22.8%
West Virginia $1,494 -$136 -8.3%
Wisconsin $1,130 -$500 -30.7%
Wyoming $1,454 -$176 -10.8%

View Chart as Image

Acura ZDX Technology Package AWD insurance rates by U.S. city

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Rates by Driver Age

Acura ZDX Technology Package AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,816
20 $3,730
30 $1,714
40 $1,630
50 $1,484
60 $1,456

Full coverage, $500 deductibles

Rates by Deductible

Acura ZDX Technology Package AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,118
$250 $1,892
$500 $1,630
$1,000 $1,378

Full coverage, driver age 40

Rates by Liability Limit

Acura ZDX Technology Package AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,630
50/100 $1,703
100/300 $1,794
250/500 $2,030
100 CSL $1,739
300 CSL $1,939
500 CSL $2,085

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ZDX Technology Package AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,334
20 $5,922
30 $3,602
40 $3,506
50 $3,342
60 $3,310

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $224

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $125
5-yr Claim Free $105
Paid in Full/EFT $79
Advance Quote $82
Online Quote $118
Total Discounts $701
Rate after discounts $929

Discounts are estimated and may not be available from every company or in every state.

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