Audi A3 2.0T Quattro Insurance Rates

Average insurance rates for an Audi A3 2.0T Quattro are $1,482 a year with full coverage. Comprehensive insurance costs approximately $326 each year, collision costs $634, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,214 or more. Teenage drivers receive the highest rates at $5,440 a year or more.

Annual premium for full coverage: $1,482

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A3 Trim Level

These differences demonstrate why all drivers should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for an Audi A3 2.0T Quattro can also vary considerably based on your driver profile, the actual cash value of your A3, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live has a huge impact on Audi A3 2.0T Quattro insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $650 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,400 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 44% to 136% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

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The chart above shows Audi A3 2.0T Quattro insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $843. Drivers who use higher $1,000 deductibles will pay around $1,266. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,482. Using lower $100 deductibles for comp and collision coverage could cost up to $1,910. Drivers with multiple violations and accidents could be charged as much as $3,214. The policy rate for full coverage for a teenager can be as high as $5,440.

View Chart as Image