Audi A4 2.0T Premium Turbo 4-Dr Sedan Insurance Rates

Estimated auto insurance rates for an Audi A4 2.0T Premium Turbo 4-Dr Sedan are $1,510 annually for full coverage insurance. Comprehensive costs around $354 a year, collision insurance costs $634, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $3,260. Teen drivers pay the most at up to $5,482 a year.

Annual premium for full coverage: $1,510

Premium estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than larger metro areas. The diagram below illustrates how location impacts auto insurance rates.

These rate differences illustrate why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for an Audi A4 2.0T Premium Turbo 4-Dr Sedan also have a wide range based on the replacement cost of your A4, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay as much as $5,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,800 to $2,400 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $660 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Audi A4 2.0T Premium Turbo 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.

View Chart as Image

The chart estimates Audi A4 2.0T Premium Turbo 4-Dr Sedan insurance prices for various situations. The cheapest discount price is $862. Drivers who choose higher $1,000 deductibles will pay about $1,288. The average price for a driver age 40 with no violations using $500 deductibles is $1,510. Choosing low $100 deductibles for physical damage coverage could cost up to $1,948. High risk drivers could be charged up to $3,260. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,482.

View Chart as Image