Audi A4 2.0T Quattro Premium Plus 4-Dr Sedan Insurance Rates

Average insurance rates for an Audi A4 2.0T Quattro Premium Plus 4-Dr Sedan are $1,556 a year for full coverage. Comprehensive insurance costs approximately $368 a year, collision costs $666, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,360 or more. Teen drivers receive the highest rates at $5,628 a year or more.

Annual premium for full coverage: $1,556

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

These differences show why it is important for drivers to compare rates using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for an Audi A4 2.0T Quattro Premium Plus 4-Dr Sedan can also vary considerably based on your driver profile, the model year of your A4, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $5,600 a year. View Rates by Age

Where you live makes a big difference in Audi A4 2.0T Quattro Premium Plus 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $690 each year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

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Chart shows Audi A4 2.0T Quattro Premium Plus 4-Dr Sedan insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $886. Drivers who choose higher $1,000 deductibles will pay around $1,322. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,556. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,012. High risk drivers could be charged as much as $3,360. The cost for full coverage for a teenager is $5,628.

View Chart as Image