Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates
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Average insurance rates for an Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan are $1,510 a year for full coverage insurance. Comprehensive insurance costs approximately $354, collision insurance costs $634, and liability coverage costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs $3,260 or more. Teen drivers receive the highest rates at up to $5,482 a year.
Annual premium for full coverage: $1,510
Rate estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Audi A4 Trim Level
For the normal driver, prices range from as low as $430 for minimum levels of liability insurance to a much higher rate of $3,260 for a driver who requires high-risk insurance.
These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using price averages.
Use the form below to get rates for your location.
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Cheapest Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan Insurance Rates
Insurance rates for an Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan can also vary considerably based on your driver profile, the model year, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,400 a year. View Rates by Age
Where you live has a huge impact on Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could cut rates by as much as $660 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance can be around 44% to 133% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.
The chart estimates Audi A4 2.0T Quattro Premium Turbo 4-Dr Sedan insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $862. Drivers who choose higher $1,000 deductibles will pay around $1,288. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,948. High risk drivers could be charged as much as $3,260. The price for full coverage for a teenager can be as high as $5,482.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,366 | -$144 | -9.5% |
Alaska | $1,158 | -$352 | -23.3% |
Arizona | $1,254 | -$256 | -17.0% |
Arkansas | $1,510 | -$0 | 0.0% |
California | $1,722 | $212 | 14.0% |
Colorado | $1,444 | -$66 | -4.4% |
Connecticut | $1,554 | $44 | 2.9% |
Delaware | $1,710 | $200 | 13.2% |
Florida | $1,890 | $380 | 25.2% |
Georgia | $1,396 | -$114 | -7.5% |
Hawaii | $1,086 | -$424 | -28.1% |
Idaho | $1,022 | -$488 | -32.3% |
Illinois | $1,126 | -$384 | -25.4% |
Indiana | $1,138 | -$372 | -24.6% |
Iowa | $1,020 | -$490 | -32.5% |
Kansas | $1,436 | -$74 | -4.9% |
Kentucky | $2,062 | $552 | 36.6% |
Louisiana | $2,236 | $726 | 48.1% |
Maine | $932 | -$578 | -38.3% |
Maryland | $1,246 | -$264 | -17.5% |
Massachusetts | $1,210 | -$300 | -19.9% |
Michigan | $2,626 | $1,116 | 73.9% |
Minnesota | $1,264 | -$246 | -16.3% |
Mississippi | $1,810 | $300 | 19.9% |
Missouri | $1,340 | -$170 | -11.3% |
Montana | $1,622 | $112 | 7.4% |
Nebraska | $1,192 | -$318 | -21.1% |
Nevada | $1,812 | $302 | 20.0% |
New Hampshire | $1,090 | -$420 | -27.8% |
New Jersey | $1,690 | $180 | 11.9% |
New Mexico | $1,338 | -$172 | -11.4% |
New York | $1,592 | $82 | 5.4% |
North Carolina | $872 | -$638 | -42.3% |
North Dakota | $1,238 | -$272 | -18.0% |
Ohio | $1,042 | -$468 | -31.0% |
Oklahoma | $1,554 | $44 | 2.9% |
Oregon | $1,384 | -$126 | -8.3% |
Pennsylvania | $1,442 | -$68 | -4.5% |
Rhode Island | $2,014 | $504 | 33.4% |
South Carolina | $1,368 | -$142 | -9.4% |
South Dakota | $1,276 | -$234 | -15.5% |
Tennessee | $1,324 | -$186 | -12.3% |
Texas | $1,820 | $310 | 20.5% |
Utah | $1,120 | -$390 | -25.8% |
Vermont | $1,034 | -$476 | -31.5% |
Virginia | $904 | -$606 | -40.1% |
Washington | $1,168 | -$342 | -22.6% |
West Virginia | $1,384 | -$126 | -8.3% |
Wisconsin | $1,048 | -$462 | -30.6% |
Wyoming | $1,348 | -$162 | -10.7% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,482 |
20 | $3,478 |
30 | $1,586 |
40 | $1,510 |
50 | $1,376 |
60 | $1,350 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,948 |
$250 | $1,746 |
$500 | $1,510 |
$1,000 | $1,288 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,510 |
50/100 | $1,583 |
100/300 | $1,674 |
250/500 | $1,910 |
100 CSL | $1,619 |
300 CSL | $1,819 |
500 CSL | $1,965 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,846 |
20 | $5,524 |
30 | $3,344 |
40 | $3,260 |
50 | $3,110 |
60 | $3,080 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $81 |
Multi-vehicle | $77 |
Homeowner | $21 |
5-yr Accident Free | $115 |
5-yr Claim Free | $98 |
Paid in Full/EFT | $72 |
Advance Quote | $76 |
Online Quote | $108 |
Total Discounts | $648 |
Discounts are estimated and may not be available from every company or in every state.
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