Audi A4 2.0T Quattro Premium Turbo Station Wagon Insurance Rates

The average insurance prices for an Audi A4 2.0T Quattro Premium Turbo Station Wagon are $1,528 every 12 months for full coverage. Comprehensive insurance costs around $340 each year, collision insurance costs $666, and liability coverage costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs $3,314 or more. Teenage drivers cost the most to insure at up to $5,586 a year.

Annual premium for full coverage: $1,528

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

These price differences show why all drivers should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for an Audi A4 2.0T Quattro Premium Turbo Station Wagon also range considerably based on liability limits and deductibles, your driver profile, and the actual cash value of your A4.

Using high physical damage deductibles could save up to $680 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost around 45% to 132% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Audi A4 2.0T Quattro Premium Turbo Station Wagon insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied.

View Chart as Image

Chart shows Audi A4 2.0T Quattro Premium Turbo Station Wagon insurance rates for various coverage choices and risks. The cheapest rate with discounts is $866. Drivers who use higher $1,000 deductibles will pay $1,300. The average rate for a driver age 40 with no violations using $500 deductibles is $1,528. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,974. Drivers with multiple violations and accidents could be charged around $3,314. The policy rate for full coverage for a 16-year-old driver is $5,586.

View Chart as Image