Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates

Average auto insurance rates for an Audi A4 2.0T Quattro Prestige 4-Dr Sedan are $1,648 annually for full coverage. Comprehensive insurance costs around $396, collision costs $730, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,562 or more. Teenage drivers receive the highest rates at $5,916 a year or more.

Annual premium for full coverage: $1,648

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

These differences show why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for an Audi A4 2.0T Quattro Prestige 4-Dr Sedan can also vary considerably based on the model year of your A4, your driver profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,500 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,900 to $2,600 extra per year, depending on your age. Audi A4 2.0T Quattro Prestige 4-Dr Sedan insurance for high-risk drivers can be from 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $750 annually, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi A4 2.0T Quattro Prestige 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know your exact price is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the rates can be significantly different between companies.

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Chart shows Audi A4 2.0T Quattro Prestige 4-Dr Sedan insurance prices for different situations. The cheapest discount price is $932. Drivers who use higher $1,000 deductibles will pay about $1,394. The average price for a driver age 40 with no violations using $500 deductibles is $1,648. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,144. Drivers with multiple violations and accidents could be charged as much as $3,562. The rate for full coverage for a 16-year-old driver can be as high as $5,916.

View Chart as Image