Audi A4 2.0T Quattro Prestige Turbo 4-Dr Sedan Insurance Rates

The average insurance rates for an Audi A4 2.0T Quattro Prestige Turbo 4-Dr Sedan are $1,648 a year with full coverage. Comprehensive costs around $396 each year, collision costs $730, and liability coverage costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,562. Teen drivers cost the most to insure at $5,916 a year or more.

Annual premium for full coverage: $1,648

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates how location helps determine auto insurance rates.

These price differences demonstrate why all drivers should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for an Audi A4 2.0T Quattro Prestige Turbo 4-Dr Sedan also range considerably based on your risk profile, the actual cash value of your A4, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $5,900 a year. View Rates by Age

Your home state makes a big difference in Audi A4 2.0T Quattro Prestige Turbo 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $750 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows Audi A4 2.0T Quattro Prestige Turbo 4-Dr Sedan insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $932. Drivers who choose higher $1,000 deductibles will pay around $1,394. The average rate for a driver age 40 with no violations using $500 deductibles is $1,648. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,144. High risk drivers could be charged around $3,562. The policy rate for full coverage insurance for a 16-year-old driver is $5,916.

View Chart as Image