Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates
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U.S. average insurance prices for an Audi A5 2.0T Prestige S-Line 2-Dr Convertible are $1,770 every 12 months with full coverage. Comprehensive insurance costs approximately $424 each year, collision insurance costs $824, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,840 or more. Teenage drivers pay the highest rates at up to $6,328 a year.
Annual premium for full coverage: $1,770
Price estimates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Audi A5 Trim Level
For the average driver, Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance prices range from the cheapest price of $430 for your basic liability-only policy to a high rate of $3,840 for a driver that may need high-risk insurance.
These price ranges demonstrate why all drivers should compare prices using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get rates for your location.
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Cheapest Audi A5 2.0T Prestige S-Line 2-Dr Convertible Insurance Rates
Car insurance rates for an Audi A5 2.0T Prestige S-Line 2-Dr Convertible are also quite variable based on deductibles and policy limits, your driving record, and the replacement cost of your A5.
Using high physical damage deductibles could cut rates by as much as $840 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,600 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $6,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $2,100 to $2,800 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Since rates can be so different, the best way to find out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes may be quite different.
The chart above shows Audi A5 2.0T Prestige S-Line 2-Dr Convertible insurance rates for various coverage choices and risks. The lowest rate with discounts is $989. Drivers who use higher $1,000 deductibles will pay $1,488. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,770. Using lower $100 deductibles for comp and collision coverage could cost up to $2,322. Drivers with multiple violations and accidents could be charged at least $3,840. The policy rate for full coverage for a teenager can be as high as $6,328.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,602 | -$168 | -9.5% |
Alaska | $1,356 | -$414 | -23.4% |
Arizona | $1,470 | -$300 | -16.9% |
Arkansas | $1,770 | -$0 | 0.0% |
California | $2,018 | $248 | 14.0% |
Colorado | $1,692 | -$78 | -4.4% |
Connecticut | $1,822 | $52 | 2.9% |
Delaware | $2,004 | $234 | 13.2% |
Florida | $2,214 | $444 | 25.1% |
Georgia | $1,636 | -$134 | -7.6% |
Hawaii | $1,272 | -$498 | -28.1% |
Idaho | $1,198 | -$572 | -32.3% |
Illinois | $1,318 | -$452 | -25.5% |
Indiana | $1,334 | -$436 | -24.6% |
Iowa | $1,196 | -$574 | -32.4% |
Kansas | $1,684 | -$86 | -4.9% |
Kentucky | $2,416 | $646 | 36.5% |
Louisiana | $2,622 | $852 | 48.1% |
Maine | $1,092 | -$678 | -38.3% |
Maryland | $1,460 | -$310 | -17.5% |
Massachusetts | $1,416 | -$354 | -20.0% |
Michigan | $3,076 | $1,306 | 73.8% |
Minnesota | $1,480 | -$290 | -16.4% |
Mississippi | $2,122 | $352 | 19.9% |
Missouri | $1,570 | -$200 | -11.3% |
Montana | $1,902 | $132 | 7.5% |
Nebraska | $1,396 | -$374 | -21.1% |
Nevada | $2,122 | $352 | 19.9% |
New Hampshire | $1,276 | -$494 | -27.9% |
New Jersey | $1,980 | $210 | 11.9% |
New Mexico | $1,568 | -$202 | -11.4% |
New York | $1,864 | $94 | 5.3% |
North Carolina | $1,020 | -$750 | -42.4% |
North Dakota | $1,450 | -$320 | -18.1% |
Ohio | $1,222 | -$548 | -31.0% |
Oklahoma | $1,818 | $48 | 2.7% |
Oregon | $1,622 | -$148 | -8.4% |
Pennsylvania | $1,688 | -$82 | -4.6% |
Rhode Island | $2,362 | $592 | 33.4% |
South Carolina | $1,604 | -$166 | -9.4% |
South Dakota | $1,494 | -$276 | -15.6% |
Tennessee | $1,550 | -$220 | -12.4% |
Texas | $2,134 | $364 | 20.6% |
Utah | $1,312 | -$458 | -25.9% |
Vermont | $1,212 | -$558 | -31.5% |
Virginia | $1,060 | -$710 | -40.1% |
Washington | $1,368 | -$402 | -22.7% |
West Virginia | $1,622 | -$148 | -8.4% |
Wisconsin | $1,226 | -$544 | -30.7% |
Wyoming | $1,578 | -$192 | -10.8% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,328 |
20 | $4,098 |
30 | $1,868 |
40 | $1,770 |
50 | $1,612 |
60 | $1,582 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,322 |
$250 | $2,066 |
$500 | $1,770 |
$1,000 | $1,488 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,770 |
50/100 | $1,843 |
100/300 | $1,934 |
250/500 | $2,170 |
100 CSL | $1,879 |
300 CSL | $2,079 |
500 CSL | $2,225 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,098 |
20 | $6,520 |
30 | $3,950 |
40 | $3,840 |
50 | $3,662 |
60 | $3,630 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $97 |
Multi-vehicle | $91 |
Homeowner | $23 |
5-yr Accident Free | $142 |
5-yr Claim Free | $116 |
Paid in Full/EFT | $90 |
Advance Quote | $93 |
Online Quote | $129 |
Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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