Audi A6 3.2 Premium Plus 4-Dr Sedan Insurance Rates

Average insurance rates for an Audi A6 3.2 Premium Plus 4-Dr Sedan are $1,694 a year with full coverage. Comprehensive costs around $410, collision costs $762, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $3,662. Teenage drivers receive the highest rates at $6,062 a year or more.

Annual premium for full coverage: $1,694

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A6 Trim Level

Price Range by Location

Your location can have significant affects on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance rates.

These differences demonstrate why everyone should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Auto insurance rates for an Audi A6 3.2 Premium Plus 4-Dr Sedan can also vary considerably based on your driver profile, the actual cash value of your A6, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $6,000 a year. View Rates by Age

Where you live makes a big difference in Audi A6 3.2 Premium Plus 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $790 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $2,000 to $2,700 in extra premium per year, depending on your age. Audi A6 3.2 Premium Plus 4-Dr Sedan insurance for high-risk drivers can cost as much as 45% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

View Chart as Image

The chart above shows Audi A6 3.2 Premium Plus 4-Dr Sedan insurance rates for different risk profiles and scenarios. The best rate after discounts is $954. Drivers who use higher $1,000 deductibles will pay around $1,428. The average rate for a driver age 40 with no violations using $500 deductibles is $1,694. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $2,210. Drivers with multiple violations and accidents could be charged as much as $3,662. The rate for full coverage insurance for a 16-year-old driver is $6,062.

View Chart as Image