Audi Q5 3.2 Premium AWD Insurance Rates

Estimated insurance prices for an Audi Q5 3.2 Premium AWD are $1,574 every 12 months for full coverage. Comprehensive insurance costs approximately $354, collision insurance costs $698, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,416 or more. Teenage drivers pay the most at up to $5,730 a year.

Annual premium for full coverage: $1,574

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi Q5 Trim Level

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for an Audi Q5 3.2 Premium AWD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the replacement cost of your Q5.

Using high physical damage deductibles could cut rates by as much as $710 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,900 to $2,500 additional annually, depending on your age. High-risk driver insurance can be from 44% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Audi Q5 3.2 Premium AWD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and rates will be substantially different.

View Chart as Image

Chart shows Audi Q5 3.2 Premium AWD insurance rates for various coverage choices and risks. The cheapest discount rate is $889. Drivers who use higher $1,000 deductibles will pay $1,336. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,574. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,042. Drivers with multiple violations and accidents could be charged up to $3,416. The price for full coverage for a teenager can be as high as $5,730.

View Chart as Image