Audi Q5 3.2 Premium Plus AWD Insurance Rates
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The average insurance rates for an Audi Q5 3.2 Premium Plus AWD are $1,620 a year for full coverage insurance. Comprehensive insurance costs an estimated $368, collision insurance costs $730, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $3,516 or more. Teenage drivers cost the most to insure at up to $5,874 a year.
Annual premium for full coverage: $1,620
Policy rates broken down by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Audi Q5 Trim Level
For a driver in their 40's, Audi Q5 3.2 Premium Plus AWD insurance rates range from as low as $430 for just liability insurance to a much higher rate of $3,516 for a driver who has had serious violations or accidents.
These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get rates for your location.
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Insurance prices for an Audi Q5 3.2 Premium Plus AWD also range considerably based on your risk profile, the model year, and liability limits and deductibles.
An older driver with no violations or accidents and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,800 a year. View Rates by Age
Your home state makes a big difference in Audi Q5 3.2 Premium Plus AWD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $740 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,900 to $2,600 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied from one company to the next.
The chart estimates Audi Q5 3.2 Premium Plus AWD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $911. Drivers who use higher $1,000 deductibles will pay around $1,372. The average rate for a driver around age 40 using $500 deductibles is $1,620. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,106. Drivers with multiple violations and accidents could be charged around $3,516. The price for full coverage for a teenage driver is $5,874.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,464 | -$156 | -9.6% |
Alaska | $1,242 | -$378 | -23.3% |
Arizona | $1,346 | -$274 | -16.9% |
Arkansas | $1,620 | -$0 | 0.0% |
California | $1,846 | $226 | 14.0% |
Colorado | $1,548 | -$72 | -4.4% |
Connecticut | $1,666 | $46 | 2.8% |
Delaware | $1,834 | $214 | 13.2% |
Florida | $2,026 | $406 | 25.1% |
Georgia | $1,496 | -$124 | -7.7% |
Hawaii | $1,164 | -$456 | -28.1% |
Idaho | $1,096 | -$524 | -32.3% |
Illinois | $1,206 | -$414 | -25.6% |
Indiana | $1,220 | -$400 | -24.7% |
Iowa | $1,092 | -$528 | -32.6% |
Kansas | $1,540 | -$80 | -4.9% |
Kentucky | $2,210 | $590 | 36.4% |
Louisiana | $2,398 | $778 | 48.0% |
Maine | $1,000 | -$620 | -38.3% |
Maryland | $1,336 | -$284 | -17.5% |
Massachusetts | $1,296 | -$324 | -20.0% |
Michigan | $2,816 | $1,196 | 73.8% |
Minnesota | $1,354 | -$266 | -16.4% |
Mississippi | $1,942 | $322 | 19.9% |
Missouri | $1,436 | -$184 | -11.4% |
Montana | $1,740 | $120 | 7.4% |
Nebraska | $1,276 | -$344 | -21.2% |
Nevada | $1,944 | $324 | 20.0% |
New Hampshire | $1,168 | -$452 | -27.9% |
New Jersey | $1,812 | $192 | 11.9% |
New Mexico | $1,434 | -$186 | -11.5% |
New York | $1,706 | $86 | 5.3% |
North Carolina | $934 | -$686 | -42.3% |
North Dakota | $1,328 | -$292 | -18.0% |
Ohio | $1,118 | -$502 | -31.0% |
Oklahoma | $1,664 | $44 | 2.7% |
Oregon | $1,484 | -$136 | -8.4% |
Pennsylvania | $1,546 | -$74 | -4.6% |
Rhode Island | $2,162 | $542 | 33.5% |
South Carolina | $1,468 | -$152 | -9.4% |
South Dakota | $1,366 | -$254 | -15.7% |
Tennessee | $1,418 | -$202 | -12.5% |
Texas | $1,952 | $332 | 20.5% |
Utah | $1,200 | -$420 | -25.9% |
Vermont | $1,108 | -$512 | -31.6% |
Virginia | $970 | -$650 | -40.1% |
Washington | $1,252 | -$368 | -22.7% |
West Virginia | $1,486 | -$134 | -8.3% |
Wisconsin | $1,122 | -$498 | -30.7% |
Wyoming | $1,444 | -$176 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,874 |
20 | $3,760 |
30 | $1,704 |
40 | $1,620 |
50 | $1,476 |
60 | $1,450 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,106 |
$250 | $1,880 |
$500 | $1,620 |
$1,000 | $1,372 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,620 |
50/100 | $1,693 |
100/300 | $1,784 |
250/500 | $2,020 |
100 CSL | $1,729 |
300 CSL | $1,929 |
500 CSL | $2,075 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,426 |
20 | $5,980 |
30 | $3,612 |
40 | $3,516 |
50 | $3,354 |
60 | $3,324 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $88 |
Multi-vehicle | $84 |
Homeowner | $22 |
5-yr Accident Free | $128 |
5-yr Claim Free | $106 |
Paid in Full/EFT | $80 |
Advance Quote | $84 |
Online Quote | $117 |
Total Discounts | $709 |
Discounts are estimated and may not be available from every company or in every state.
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