Audi Q5 3.2 Premium Plus S-Line AWD Insurance Rates

The average auto insurance rates for an Audi Q5 3.2 Premium Plus S-Line AWD are $1,620 annually including full coverage. Comprehensive costs around $368, collision insurance costs $730, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,516. Teenage drivers cost the most to insure at up to $5,874 a year.

Annual premium for full coverage: $1,620

Policy rates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi Q5 Trim Level

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

These price differences highlight why everyone should compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for an Audi Q5 3.2 Premium Plus S-Line AWD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,900 to $2,600 additional every year, depending on your age. Audi Q5 3.2 Premium Plus S-Line AWD insurance for high-risk drivers can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $740 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi Q5 3.2 Premium Plus S-Line AWD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and rates will be varied between companies.

View Chart as Image

The chart above shows average Audi Q5 3.2 Premium Plus S-Line AWD insurance prices for various situations. The lowest price with discounts is $911. Drivers who use higher $1,000 deductibles will pay about $1,372. The average price for a driver age 40 with no violations using $500 deductibles is $1,620. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,106. Drivers with multiple violations and accidents could be charged around $3,516. The rate for full coverage insurance for a 16-year-old driver can be as high as $5,874.

View Chart as Image