Audi Q5 3.2 Prestige S-Line AWD Insurance Rates
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The average insurance prices for an Audi Q5 3.2 Prestige S-Line AWD are $1,712 every 12 months for full coverage. Comprehensive insurance costs approximately $396 each year, collision costs $794, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,718 or more. Teen drivers cost the most to insure at $6,164 a year or more.
Annual premium for full coverage: $1,712
Policy rates by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Audi Q5 Trim Level
Using a 40-year-old driver as an example, Audi Q5 3.2 Prestige S-Line AWD insurance rates go from the cheapest price of $430 for basic liability insurance to a high rate of $3,718 for a policy for a high-risk driver.
These price differences show why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Audi Q5 3.2 Prestige S-Line AWD Insurance
Insurance prices for an Audi Q5 3.2 Prestige S-Line AWD also range considerably based on liability limits and deductibles, your driver profile, and the replacement cost of your Q5.
Choosing high deductibles could save up to $800 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,600 per year on average, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $6,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $2,000 to $2,700 additional every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 131% more than average. View High Risk Driver Rates
Your home state makes a big difference in Audi Q5 3.2 Prestige S-Line AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be varied.
Chart shows Audi Q5 3.2 Prestige S-Line AWD insurance rates for different coverage choices and risks. The cheapest discount rate is $958. Drivers who choose higher $1,000 deductibles will pay $1,442. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,712. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,238. High risk drivers could be charged around $3,718. The policy rate for full coverage for a teenager is $6,164.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,546 | -$166 | -9.7% |
Alaska | $1,312 | -$400 | -23.4% |
Arizona | $1,420 | -$292 | -17.1% |
Arkansas | $1,712 | -$0 | 0.0% |
California | $1,950 | $238 | 13.9% |
Colorado | $1,636 | -$76 | -4.4% |
Connecticut | $1,758 | $46 | 2.7% |
Delaware | $1,938 | $226 | 13.2% |
Florida | $2,142 | $430 | 25.1% |
Georgia | $1,580 | -$132 | -7.7% |
Hawaii | $1,230 | -$482 | -28.2% |
Idaho | $1,158 | -$554 | -32.4% |
Illinois | $1,276 | -$436 | -25.5% |
Indiana | $1,288 | -$424 | -24.8% |
Iowa | $1,156 | -$556 | -32.5% |
Kansas | $1,628 | -$84 | -4.9% |
Kentucky | $2,334 | $622 | 36.3% |
Louisiana | $2,532 | $820 | 47.9% |
Maine | $1,056 | -$656 | -38.3% |
Maryland | $1,410 | -$302 | -17.6% |
Massachusetts | $1,368 | -$344 | -20.1% |
Michigan | $2,974 | $1,262 | 73.7% |
Minnesota | $1,432 | -$280 | -16.4% |
Mississippi | $2,050 | $338 | 19.7% |
Missouri | $1,518 | -$194 | -11.3% |
Montana | $1,838 | $126 | 7.4% |
Nebraska | $1,348 | -$364 | -21.3% |
Nevada | $2,050 | $338 | 19.7% |
New Hampshire | $1,234 | -$478 | -27.9% |
New Jersey | $1,912 | $200 | 11.7% |
New Mexico | $1,514 | -$198 | -11.6% |
New York | $1,800 | $88 | 5.1% |
North Carolina | $986 | -$726 | -42.4% |
North Dakota | $1,402 | -$310 | -18.1% |
Ohio | $1,182 | -$530 | -31.0% |
Oklahoma | $1,758 | $46 | 2.7% |
Oregon | $1,566 | -$146 | -8.5% |
Pennsylvania | $1,632 | -$80 | -4.7% |
Rhode Island | $2,282 | $570 | 33.3% |
South Carolina | $1,550 | -$162 | -9.5% |
South Dakota | $1,444 | -$268 | -15.7% |
Tennessee | $1,498 | -$214 | -12.5% |
Texas | $2,064 | $352 | 20.6% |
Utah | $1,268 | -$444 | -25.9% |
Vermont | $1,170 | -$542 | -31.7% |
Virginia | $1,026 | -$686 | -40.1% |
Washington | $1,322 | -$390 | -22.8% |
West Virginia | $1,570 | -$142 | -8.3% |
Wisconsin | $1,184 | -$528 | -30.8% |
Wyoming | $1,524 | -$188 | -11.0% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,164 |
20 | $3,972 |
30 | $1,804 |
40 | $1,712 |
50 | $1,558 |
60 | $1,530 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,238 |
$250 | $1,994 |
$500 | $1,712 |
$1,000 | $1,442 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,712 |
50/100 | $1,785 |
100/300 | $1,876 |
250/500 | $2,112 |
100 CSL | $1,821 |
300 CSL | $2,021 |
500 CSL | $2,167 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,854 |
20 | $6,320 |
30 | $3,820 |
40 | $3,718 |
50 | $3,546 |
60 | $3,514 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $93 |
Multi-vehicle | $89 |
Homeowner | $23 |
5-yr Accident Free | $137 |
5-yr Claim Free | $112 |
Paid in Full/EFT | $86 |
Advance Quote | $90 |
Online Quote | $124 |
Total Discounts | $754 |
Discounts are estimated and may not be available from every company or in every state.
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