Audi Q5 3.2 Prestige S-Line AWD Insurance Rates

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The average insurance prices for an Audi Q5 3.2 Prestige S-Line AWD are $1,712 every 12 months for full coverage. Comprehensive insurance costs approximately $396 each year, collision costs $794, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,718 or more. Teen drivers cost the most to insure at $6,164 a year or more.

Annual premium for full coverage: $1,712

Policy rates by individual coverage:

Comprehensive $396
Collision $794
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi Q5 Trim Level

Using a 40-year-old driver as an example, Audi Q5 3.2 Prestige S-Line AWD insurance rates go from the cheapest price of $430 for basic liability insurance to a high rate of $3,718 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,712
High Risk $3,718

These price differences show why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for an Audi Q5 3.2 Prestige S-Line AWD also range considerably based on liability limits and deductibles, your driver profile, and the replacement cost of your Q5.

Choosing high deductibles could save up to $800 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,600 per year on average, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $6,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $2,000 to $2,700 additional every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 131% more than average. View High Risk Driver Rates

Your home state makes a big difference in Audi Q5 3.2 Prestige S-Line AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

Audi Q5 3.2 Prestige S-Line AWD insurance cost comparison chart
Column chart showing Audi Q5 3.2 Prestige S-Line AWD insurance prices range from $958 to $6,164 for full coverage

Chart shows Audi Q5 3.2 Prestige S-Line AWD insurance rates for different coverage choices and risks. The cheapest discount rate is $958. Drivers who choose higher $1,000 deductibles will pay $1,442. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,712. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $2,238. High risk drivers could be charged around $3,718. The policy rate for full coverage for a teenager is $6,164.

Audi Q5 3.2 Prestige S-Line AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,546 -$166 -9.7%
Alaska $1,312 -$400 -23.4%
Arizona $1,420 -$292 -17.1%
Arkansas $1,712 -$0 0.0%
California $1,950 $238 13.9%
Colorado $1,636 -$76 -4.4%
Connecticut $1,758 $46 2.7%
Delaware $1,938 $226 13.2%
Florida $2,142 $430 25.1%
Georgia $1,580 -$132 -7.7%
Hawaii $1,230 -$482 -28.2%
Idaho $1,158 -$554 -32.4%
Illinois $1,276 -$436 -25.5%
Indiana $1,288 -$424 -24.8%
Iowa $1,156 -$556 -32.5%
Kansas $1,628 -$84 -4.9%
Kentucky $2,334 $622 36.3%
Louisiana $2,532 $820 47.9%
Maine $1,056 -$656 -38.3%
Maryland $1,410 -$302 -17.6%
Massachusetts $1,368 -$344 -20.1%
Michigan $2,974 $1,262 73.7%
Minnesota $1,432 -$280 -16.4%
Mississippi $2,050 $338 19.7%
Missouri $1,518 -$194 -11.3%
Montana $1,838 $126 7.4%
Nebraska $1,348 -$364 -21.3%
Nevada $2,050 $338 19.7%
New Hampshire $1,234 -$478 -27.9%
New Jersey $1,912 $200 11.7%
New Mexico $1,514 -$198 -11.6%
New York $1,800 $88 5.1%
North Carolina $986 -$726 -42.4%
North Dakota $1,402 -$310 -18.1%
Ohio $1,182 -$530 -31.0%
Oklahoma $1,758 $46 2.7%
Oregon $1,566 -$146 -8.5%
Pennsylvania $1,632 -$80 -4.7%
Rhode Island $2,282 $570 33.3%
South Carolina $1,550 -$162 -9.5%
South Dakota $1,444 -$268 -15.7%
Tennessee $1,498 -$214 -12.5%
Texas $2,064 $352 20.6%
Utah $1,268 -$444 -25.9%
Vermont $1,170 -$542 -31.7%
Virginia $1,026 -$686 -40.1%
Washington $1,322 -$390 -22.8%
West Virginia $1,570 -$142 -8.3%
Wisconsin $1,184 -$528 -30.8%
Wyoming $1,524 -$188 -11.0%

View Chart as Image

Audi Q5 3.2 Prestige S-Line AWD insurance rates by U.S. city

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Rates by Driver Age

Audi Q5 3.2 Prestige S-Line AWD Insurance Rates by Driver Age
Driver Age Premium
16 $6,164
20 $3,972
30 $1,804
40 $1,712
50 $1,558
60 $1,530

Full coverage, $500 deductibles

Rates by Deductible

Audi Q5 3.2 Prestige S-Line AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,238
$250 $1,994
$500 $1,712
$1,000 $1,442

Full coverage, driver age 40

Rates by Liability Limit

Audi Q5 3.2 Prestige S-Line AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,712
50/100 $1,785
100/300 $1,876
250/500 $2,112
100 CSL $1,821
300 CSL $2,021
500 CSL $2,167

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q5 3.2 Prestige S-Line AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,854
20 $6,320
30 $3,820
40 $3,718
50 $3,546
60 $3,514

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $244

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $89
Homeowner $23
5-yr Accident Free $137
5-yr Claim Free $112
Paid in Full/EFT $86
Advance Quote $90
Online Quote $124
Total Discounts $754
Rate after discounts $958

Discounts are estimated and may not be available from every company or in every state.

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