Audi S4 Quattro 4-Dr Sedan Insurance Rates
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Average insurance rates for an Audi S4 Quattro 4-Dr Sedan are $1,604 a year for full coverage insurance. Comprehensive insurance costs around $396, collision insurance costs $762, and liability costs $310. Buying just liability costs as little as $370 a year, and insurance for high-risk drivers costs $3,472 or more. Teen drivers receive the highest rates at up to $5,668 a year.
Annual premium for full coverage: $1,604
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Audi S4 Trim Level
For the average 40-year-old driver, prices range from as low as $370 for a discount liability-only rate to the much higher price of $3,472 for coverage for higher-risk drivers.
These differences illustrate why everyone should compare rates for a specific zip code and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Audi S4 Quattro 4-Dr Sedan Insurance
Auto insurance rates for an Audi S4 Quattro 4-Dr Sedan can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.
A more mature driver with a good driving record and high deductibles may pay as little as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $5,600 a year. View Rates by Age
Where you live makes a big difference in Audi S4 Quattro 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $780 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,900 to $2,500 in extra premium per year, depending on your age. Audi S4 Quattro 4-Dr Sedan insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.
The chart estimates Audi S4 Quattro 4-Dr Sedan insurance rates for various risk profiles and scenarios. The best rate after discounts is $894. Drivers who choose higher $1,000 deductibles will pay around $1,342. The average rate for a driver age 40 with no violations using $500 deductibles is $1,604. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,114. High risk drivers could be charged as much as $3,472. The rate for full coverage for a 16-year-old driver is $5,668.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,448 | -$156 | -9.7% |
Alaska | $1,228 | -$376 | -23.4% |
Arizona | $1,328 | -$276 | -17.2% |
Arkansas | $1,604 | -$0 | 0.0% |
California | $1,826 | $222 | 13.8% |
Colorado | $1,530 | -$74 | -4.6% |
Connecticut | $1,644 | $40 | 2.5% |
Delaware | $1,812 | $208 | 13.0% |
Florida | $2,002 | $398 | 24.8% |
Georgia | $1,482 | -$122 | -7.6% |
Hawaii | $1,150 | -$454 | -28.3% |
Idaho | $1,086 | -$518 | -32.3% |
Illinois | $1,194 | -$410 | -25.6% |
Indiana | $1,206 | -$398 | -24.8% |
Iowa | $1,080 | -$524 | -32.7% |
Kansas | $1,522 | -$82 | -5.1% |
Kentucky | $2,184 | $580 | 36.2% |
Louisiana | $2,372 | $768 | 47.9% |
Maine | $988 | -$616 | -38.4% |
Maryland | $1,320 | -$284 | -17.7% |
Massachusetts | $1,276 | -$328 | -20.4% |
Michigan | $2,780 | $1,176 | 73.3% |
Minnesota | $1,342 | -$262 | -16.3% |
Mississippi | $1,918 | $314 | 19.6% |
Missouri | $1,422 | -$182 | -11.3% |
Montana | $1,720 | $116 | 7.2% |
Nebraska | $1,262 | -$342 | -21.3% |
Nevada | $1,920 | $316 | 19.7% |
New Hampshire | $1,154 | -$450 | -28.1% |
New Jersey | $1,790 | $186 | 11.6% |
New Mexico | $1,416 | -$188 | -11.7% |
New York | $1,686 | $82 | 5.1% |
North Carolina | $922 | -$682 | -42.5% |
North Dakota | $1,312 | -$292 | -18.2% |
Ohio | $1,106 | -$498 | -31.0% |
Oklahoma | $1,644 | $40 | 2.5% |
Oregon | $1,468 | -$136 | -8.5% |
Pennsylvania | $1,526 | -$78 | -4.9% |
Rhode Island | $2,136 | $532 | 33.2% |
South Carolina | $1,452 | -$152 | -9.5% |
South Dakota | $1,350 | -$254 | -15.8% |
Tennessee | $1,400 | -$204 | -12.7% |
Texas | $1,932 | $328 | 20.4% |
Utah | $1,186 | -$418 | -26.1% |
Vermont | $1,094 | -$510 | -31.8% |
Virginia | $960 | -$644 | -40.1% |
Washington | $1,236 | -$368 | -22.9% |
West Virginia | $1,470 | -$134 | -8.4% |
Wisconsin | $1,106 | -$498 | -31.0% |
Wyoming | $1,426 | -$178 | -11.1% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,668 |
20 | $3,702 |
30 | $1,696 |
40 | $1,604 |
50 | $1,460 |
60 | $1,434 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,114 |
$250 | $1,878 |
$500 | $1,604 |
$1,000 | $1,342 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,604 |
50/100 | $1,666 |
100/300 | $1,744 |
250/500 | $1,945 |
100 CSL | $1,697 |
300 CSL | $1,868 |
500 CSL | $1,992 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,160 |
20 | $5,884 |
30 | $3,576 |
40 | $3,472 |
50 | $3,308 |
60 | $3,278 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $88 |
Multi-vehicle | $82 |
Homeowner | $21 |
5-yr Accident Free | $130 |
5-yr Claim Free | $106 |
Paid in Full/EFT | $82 |
Advance Quote | $84 |
Online Quote | $117 |
Total Discounts | $710 |
Discounts are estimated and may not be available from every company or in every state.
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