Audi S5 4.2 Quattro 2-Dr Coupe Insurance Rates

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Average insurance rates for an Audi S5 4.2 Quattro 2-Dr Coupe are $1,866 a year for full coverage insurance. Comprehensive insurance costs on average $424, collision costs $920, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing $4,072 or more. Teen drivers receive the highest rates at $6,698 a year or more.

Annual premium for full coverage: $1,866

Rate estimates by type of coverage:

Comprehensive $424
Collision $920
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi S5 Trim Level

For the average 40-year-old driver, prices go from as low as $430 for just liability coverage to the much higher price of $4,072 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,866
High Risk $4,072

These differences illustrate why everyone should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Insurance prices for an Audi S5 4.2 Quattro 2-Dr Coupe can also vary considerably based on your driver profile, the model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,700 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $6,600 a year. View Rates by Age

Where you live has a huge impact on Audi S5 4.2 Quattro 2-Dr Coupe insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $910 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $2,200 to $3,000 additional per year, depending on your age. Audi S5 4.2 Quattro 2-Dr Coupe insurance for high-risk drivers can be from 45% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

Audi S5 4.2 Quattro 2-Dr Coupe insurance cost comparison chart
Column chart showing Audi S5 4.2 Quattro 2-Dr Coupe insurance prices range from $1,030 to $6,698 for full coverage

The chart estimates Audi S5 4.2 Quattro 2-Dr Coupe insurance rates for different risk profiles and scenarios. The cheapest discount rate is $1,030. Drivers who choose higher $1,000 deductibles will pay around $1,562. The average rate for a 40-year-old male driver using $500 deductibles is $1,866. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $2,464. High risk drivers could be charged as much as $4,072. The rate for full coverage for a teen driver can be as high as $6,698.

Audi S5 4.2 Quattro 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,688 -$178 -9.5%
Alaska $1,428 -$438 -23.5%
Arizona $1,550 -$316 -16.9%
Arkansas $1,866 -$0 0.0%
California $2,126 $260 13.9%
Colorado $1,782 -$84 -4.5%
Connecticut $1,918 $52 2.8%
Delaware $2,112 $246 13.2%
Florida $2,334 $468 25.1%
Georgia $1,724 -$142 -7.6%
Hawaii $1,340 -$526 -28.2%
Idaho $1,262 -$604 -32.4%
Illinois $1,390 -$476 -25.5%
Indiana $1,406 -$460 -24.7%
Iowa $1,260 -$606 -32.5%
Kansas $1,774 -$92 -4.9%
Kentucky $2,544 $678 36.3%
Louisiana $2,762 $896 48.0%
Maine $1,152 -$714 -38.3%
Maryland $1,538 -$328 -17.6%
Massachusetts $1,490 -$376 -20.2%
Michigan $3,242 $1,376 73.7%
Minnesota $1,560 -$306 -16.4%
Mississippi $2,236 $370 19.8%
Missouri $1,654 -$212 -11.4%
Montana $2,004 $138 7.4%
Nebraska $1,470 -$396 -21.2%
Nevada $2,236 $370 19.8%
New Hampshire $1,344 -$522 -28.0%
New Jersey $2,086 $220 11.8%
New Mexico $1,652 -$214 -11.5%
New York $1,964 $98 5.3%
North Carolina $1,076 -$790 -42.3%
North Dakota $1,526 -$340 -18.2%
Ohio $1,286 -$580 -31.1%
Oklahoma $1,916 $50 2.7%
Oregon $1,708 -$158 -8.5%
Pennsylvania $1,778 -$88 -4.7%
Rhode Island $2,488 $622 33.3%
South Carolina $1,690 -$176 -9.4%
South Dakota $1,574 -$292 -15.6%
Tennessee $1,632 -$234 -12.5%
Texas $2,248 $382 20.5%
Utah $1,382 -$484 -25.9%
Vermont $1,276 -$590 -31.6%
Virginia $1,118 -$748 -40.1%
Washington $1,442 -$424 -22.7%
West Virginia $1,710 -$156 -8.4%
Wisconsin $1,292 -$574 -30.8%
Wyoming $1,662 -$204 -10.9%

View Chart as Image

Audi S5 4.2 Quattro 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Audi S5 4.2 Quattro 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $6,698
20 $4,362
30 $1,972
40 $1,866
50 $1,700
60 $1,670

Full coverage, $500 deductibles

Rates by Deductible

Audi S5 4.2 Quattro 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,464
$250 $2,184
$500 $1,866
$1,000 $1,562

Full coverage, driver age 40

Rates by Liability Limit

Audi S5 4.2 Quattro 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,866
50/100 $1,939
100/300 $2,030
250/500 $2,266
100 CSL $1,975
300 CSL $2,175
500 CSL $2,321

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S5 4.2 Quattro 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $9,648
20 $6,946
30 $4,192
40 $4,072
50 $3,886
60 $3,854

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $102
Multi-vehicle $98
Homeowner $24
5-yr Accident Free $154
5-yr Claim Free $124
Paid in Full/EFT $97
Advance Quote $100
Online Quote $137
Total Discounts $836
Rate after discounts $1,030

Discounts are estimated and may not be available from every company or in every state.

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