BMW M6 2-Dr Convertible Insurance Rates
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The average auto insurance rates for a BMW M6 2-Dr Convertible are $2,402 annually for full coverage. Comprehensive costs an estimated $576 a year, collision insurance costs $1,172, and liability costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs around $5,226. Teen drivers cost the most to insure at up to $8,536 a year.
Annual premium for full coverage: $2,402
Policy rates broken down by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this BMW M6 Trim Level
For the average 40-year-old driver, BMW M6 2-Dr Convertible insurance rates range from as cheap as $538 for your basic liability-only policy to a high of $5,226 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.
These price differences show why it is important for drivers to compare prices for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap BMW M6 2-Dr Convertible Insurance
Auto insurance rates for a BMW M6 2-Dr Convertible also range considerably based on the model year, your driver profile, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles may pay as little as $2,200 a year, or $183 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay at least $8,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $2,800 to $3,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $1,180 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $408 extra every year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on BMW M6 2-Dr Convertible insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Because prices have so much variability, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.
Chart shows BMW M6 2-Dr Convertible insurance prices for various situations. The best price after discounts is $1,330. Drivers who choose higher $1,000 deductibles will pay about $2,006. The average price for a driver around age 40 using $500 deductibles is $2,402. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $3,180. High risk drivers could be charged around $5,226. The cost for full coverage insurance for a teenage driver can be as high as $8,536.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $2,172 | -$230 | -9.6% |
Alaska | $1,842 | -$560 | -23.3% |
Arizona | $1,994 | -$408 | -17.0% |
Arkansas | $2,402 | -$0 | 0.0% |
California | $2,738 | $336 | 14.0% |
Colorado | $2,294 | -$108 | -4.5% |
Connecticut | $2,466 | $64 | 2.7% |
Delaware | $2,718 | $316 | 13.2% |
Florida | $3,002 | $600 | 25.0% |
Georgia | $2,218 | -$184 | -7.7% |
Hawaii | $1,724 | -$678 | -28.2% |
Idaho | $1,628 | -$774 | -32.2% |
Illinois | $1,790 | -$612 | -25.5% |
Indiana | $1,810 | -$592 | -24.6% |
Iowa | $1,624 | -$778 | -32.4% |
Kansas | $2,282 | -$120 | -5.0% |
Kentucky | $3,276 | $874 | 36.4% |
Louisiana | $3,556 | $1,154 | 48.0% |
Maine | $1,484 | -$918 | -38.2% |
Maryland | $1,982 | -$420 | -17.5% |
Massachusetts | $1,922 | -$480 | -20.0% |
Michigan | $4,172 | $1,770 | 73.7% |
Minnesota | $2,010 | -$392 | -16.3% |
Mississippi | $2,876 | $474 | 19.7% |
Missouri | $2,134 | -$268 | -11.2% |
Montana | $2,582 | $180 | 7.5% |
Nebraska | $1,892 | -$510 | -21.2% |
Nevada | $2,880 | $478 | 19.9% |
New Hampshire | $1,732 | -$670 | -27.9% |
New Jersey | $2,684 | $282 | 11.7% |
New Mexico | $2,126 | -$276 | -11.5% |
New York | $2,528 | $126 | 5.2% |
North Carolina | $1,384 | -$1,018 | -42.4% |
North Dakota | $1,968 | -$434 | -18.1% |
Ohio | $1,660 | -$742 | -30.9% |
Oklahoma | $2,466 | $64 | 2.7% |
Oregon | $2,200 | -$202 | -8.4% |
Pennsylvania | $2,292 | -$110 | -4.6% |
Rhode Island | $3,206 | $804 | 33.5% |
South Carolina | $2,176 | -$226 | -9.4% |
South Dakota | $2,028 | -$374 | -15.6% |
Tennessee | $2,102 | -$300 | -12.5% |
Texas | $2,894 | $492 | 20.5% |
Utah | $1,778 | -$624 | -26.0% |
Vermont | $1,642 | -$760 | -31.6% |
Virginia | $1,440 | -$962 | -40.0% |
Washington | $1,856 | -$546 | -22.7% |
West Virginia | $2,202 | -$200 | -8.3% |
Wisconsin | $1,664 | -$738 | -30.7% |
Wyoming | $2,140 | -$262 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $8,536 |
20 | $5,582 |
30 | $2,542 |
40 | $2,402 |
50 | $2,186 |
60 | $2,148 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $3,180 |
$250 | $2,818 |
$500 | $2,402 |
$1,000 | $2,006 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,402 |
50/100 | $2,493 |
100/300 | $2,606 |
250/500 | $2,901 |
100 CSL | $2,538 |
300 CSL | $2,788 |
500 CSL | $2,970 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $12,298 |
20 | $8,882 |
30 | $5,384 |
40 | $5,226 |
50 | $4,982 |
60 | $4,936 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $132 |
Multi-vehicle | $124 |
Homeowner | $31 |
5-yr Accident Free | $197 |
5-yr Claim Free | $159 |
Paid in Full/EFT | $125 |
Advance Quote | $128 |
Online Quote | $176 |
Total Discounts | $1,072 |
Discounts are estimated and may not be available from every company or in every state.
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