BMW X6 50I AWD Insurance Rates
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The average insurance prices for a BMW X6 50I AWD are $1,844 every 12 months for full coverage insurance. Comprehensive costs approximately $466, collision costs $856, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $3,986. Teen drivers cost the most to insure at $6,516 a year or more.
Annual premium for full coverage: $1,844
Policy rates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this BMW X6 Trim Level
For the average driver, BMW X6 50I AWD insurance rates go from the cheapest price of $430 for basic liability insurance to a much higher rate of $3,986 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.
The price range example below illustrates how location impacts auto insurance prices.
These price differences illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap BMW X6 50I AWD Insurance
Auto insurance rates for a BMW X6 50I AWD also range considerably based on liability limits and deductibles, your risk profile, and the replacement cost of your X6.
Choosing high deductibles could cut rates by as much as $890 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $6,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $2,200 to $2,900 in extra premium every year, depending on your age. High-risk driver insurance can be from 45% to 134% more than average. View High Risk Driver Rates
Your home state has a huge impact on BMW X6 50I AWD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied.
The chart estimates BMW X6 50I AWD insurance rates for different coverage choices and risks. The cheapest discount rate is $1,033. Drivers who choose higher $1,000 deductibles will pay $1,544. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,844. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,428. High risk drivers could be charged around $3,986. The price for full coverage insurance for a teenager can be as high as $6,516.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,666 | -$178 | -9.7% |
Alaska | $1,412 | -$432 | -23.4% |
Arizona | $1,530 | -$314 | -17.0% |
Arkansas | $1,844 | -$0 | 0.0% |
California | $2,100 | $256 | 13.9% |
Colorado | $1,762 | -$82 | -4.4% |
Connecticut | $1,896 | $52 | 2.8% |
Delaware | $2,086 | $242 | 13.1% |
Florida | $2,306 | $462 | 25.1% |
Georgia | $1,702 | -$142 | -7.7% |
Hawaii | $1,324 | -$520 | -28.2% |
Idaho | $1,248 | -$596 | -32.3% |
Illinois | $1,374 | -$470 | -25.5% |
Indiana | $1,390 | -$454 | -24.6% |
Iowa | $1,244 | -$600 | -32.5% |
Kansas | $1,754 | -$90 | -4.9% |
Kentucky | $2,516 | $672 | 36.4% |
Louisiana | $2,730 | $886 | 48.0% |
Maine | $1,138 | -$706 | -38.3% |
Maryland | $1,520 | -$324 | -17.6% |
Massachusetts | $1,474 | -$370 | -20.1% |
Michigan | $3,204 | $1,360 | 73.8% |
Minnesota | $1,542 | -$302 | -16.4% |
Mississippi | $2,210 | $366 | 19.8% |
Missouri | $1,636 | -$208 | -11.3% |
Montana | $1,980 | $136 | 7.4% |
Nebraska | $1,452 | -$392 | -21.3% |
Nevada | $2,210 | $366 | 19.8% |
New Hampshire | $1,330 | -$514 | -27.9% |
New Jersey | $2,060 | $216 | 11.7% |
New Mexico | $1,632 | -$212 | -11.5% |
New York | $1,942 | $98 | 5.3% |
North Carolina | $1,062 | -$782 | -42.4% |
North Dakota | $1,510 | -$334 | -18.1% |
Ohio | $1,272 | -$572 | -31.0% |
Oklahoma | $1,894 | $50 | 2.7% |
Oregon | $1,688 | -$156 | -8.5% |
Pennsylvania | $1,758 | -$86 | -4.7% |
Rhode Island | $2,458 | $614 | 33.3% |
South Carolina | $1,672 | -$172 | -9.3% |
South Dakota | $1,554 | -$290 | -15.7% |
Tennessee | $1,616 | -$228 | -12.4% |
Texas | $2,222 | $378 | 20.5% |
Utah | $1,366 | -$478 | -25.9% |
Vermont | $1,262 | -$582 | -31.6% |
Virginia | $1,106 | -$738 | -40.0% |
Washington | $1,426 | -$418 | -22.7% |
West Virginia | $1,690 | -$154 | -8.4% |
Wisconsin | $1,276 | -$568 | -30.8% |
Wyoming | $1,642 | -$202 | -11.0% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $6,516 |
20 | $4,244 |
30 | $1,948 |
40 | $1,844 |
50 | $1,678 |
60 | $1,646 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,428 |
$250 | $2,156 |
$500 | $1,844 |
$1,000 | $1,544 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,844 |
50/100 | $1,917 |
100/300 | $2,008 |
250/500 | $2,244 |
100 CSL | $1,953 |
300 CSL | $2,153 |
500 CSL | $2,299 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $9,374 |
20 | $6,748 |
30 | $4,104 |
40 | $3,986 |
50 | $3,798 |
60 | $3,764 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $101 |
Multi-vehicle | $94 |
Homeowner | $24 |
5-yr Accident Free | $147 |
5-yr Claim Free | $121 |
Paid in Full/EFT | $93 |
Advance Quote | $96 |
Online Quote | $135 |
Total Discounts | $811 |
Discounts are estimated and may not be available from every company or in every state.
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