Buick Enclave XL AWD Insurance Rates

Average insurance rates for a Buick Enclave XL AWD are $1,524 a year for full coverage. Comprehensive costs an estimated $368, collision costs $634, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing around $3,282. Teen drivers receive the highest rates at $5,504 a year or more.

Annual premium for full coverage: $1,524

Rate estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Buick Enclave Trim Level

Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how rural and urban location affects insurance prices.

These differences show why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Buick Enclave XL AWD can also vary considerably based on your driver profile, the model year of your Enclave, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $5,500 a year. View Rates by Age

Where you live has a huge impact on Buick Enclave XL AWD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $670 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,800 to $2,400 additional per year, depending on your age. High-risk driver insurance can be as much as 44% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

Chart shows Buick Enclave XL AWD insurance rates for different risk profiles and scenarios. The best rate after discounts is $873. Drivers who choose higher $1,000 deductibles will pay around $1,298. The average rate for a driver around age 40 using $500 deductibles is $1,524. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,966. High risk drivers could be charged as much as $3,282. The price for full coverage insurance for a teenage driver can be as high as $5,504.

View Chart as Image