Cadillac CTS Performance Insurance Rates

Estimated auto insurance rates for a Cadillac CTS Performance are $1,542 annually for full coverage insurance. Comprehensive insurance costs an estimated $354 each year, collision insurance costs $666, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs $3,338 or more. Teen drivers pay the most at up to $5,606 a year.

Annual premium for full coverage: $1,542

Premium estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac CTS Trim Level

These rate differences illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Cadillac CTS Performance also have a wide range based on the replacement cost of your CTS, your risk profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $5,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,800 to $2,500 extra annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $690 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Cadillac CTS Performance insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.

View Chart as Image

The chart estimates Cadillac CTS Performance insurance prices for various situations. The cheapest discount price is $875. Drivers who choose higher $1,000 deductibles will pay about $1,312. The average price for a driver around age 40 using $500 deductibles is $1,542. Using lower $100 deductibles for physical damage coverage can cost as much as $1,994. High risk drivers could be charged up to $3,338. The policy rate for full coverage for a teenage driver is $5,606.

View Chart as Image