Cadillac CTS Premium AWD Insurance Rates

U.S. average insurance rates for a Cadillac CTS Premium AWD are $1,634 a year for full coverage. Comprehensive insurance costs approximately $382 a year, collision insurance costs $730, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $3,538 or more. Teen drivers pay the highest rates at up to $5,896 a year.

Annual premium for full coverage: $1,634

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac CTS Trim Level

These price ranges show why it is important for drivers to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a Cadillac CTS Premium AWD are also quite variable based on your driving record, the model year of your CTS, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,500 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,800 a year. View Rates by Age

The state you live in makes a big difference in Cadillac CTS Premium AWD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $750 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,900 to $2,600 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to know which company is cheapest is to get quotes and see which company has the best rate. Every company uses a different rate calculation, so the rates may be quite different from one company to the next.

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Chart shows Cadillac CTS Premium AWD insurance rates for various risk profiles and scenarios. The best rate after discounts is $921. Drivers who choose higher $1,000 deductibles will pay around $1,382. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,634. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,126. High risk drivers could be charged at least $3,538. The cost for full coverage for a teenager is $5,896.

View Chart as Image