Cadillac CTS Sport Insurance Rates

Estimated insurance prices for a Cadillac CTS Sport are $1,542 every 12 months including full coverage. Comprehensive costs on average $354, collision costs $666, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing around $3,338. Teenage drivers pay the most at $5,606 a year or more.

Annual premium for full coverage: $1,542

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac CTS Trim Level

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Cadillac CTS Sport also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year of your CTS.

Using high physical damage deductibles could save up to $690 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can cost as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Cadillac CTS Sport insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be substantially different.

View Chart as Image

The chart above shows average Cadillac CTS Sport insurance rates for different coverage choices and risks. The best rate after discounts is $875. Drivers who use higher $1,000 deductibles will pay $1,312. The average rate for a 40-year-old male driver using $500 deductibles is $1,542. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,994. Drivers with multiple violations and accidents could be charged up to $3,338. The price for full coverage insurance for a teen driver is $5,606.

View Chart as Image