Cadillac DTS Luxury 4-Dr Sedan Insurance Rates

Estimated auto insurance rates for a Cadillac DTS Luxury 4-Dr Sedan are $1,680 annually including full coverage. Comprehensive insurance costs on average $396, collision insurance costs $762, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,640 or more. Teenage drivers pay the most at up to $6,040 a year.

Annual premium for full coverage: $1,680

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac DTS Trim Level

These rate differences highlight why everyone should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Cadillac DTS Luxury 4-Dr Sedan also have a wide range based on the replacement cost of your DTS, your driving characteristics, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $2,000 to $2,700 extra annually, depending on your age. Cadillac DTS Luxury 4-Dr Sedan insurance for high-risk drivers can be around 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $780 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Cadillac DTS Luxury 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the rates will be substantially different between companies.

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The chart above shows average Cadillac DTS Luxury 4-Dr Sedan insurance prices for various situations. The cheapest price with discounts is $944. Drivers who use higher $1,000 deductibles will pay about $1,418. The average price for a 40-year-old male driver using $500 deductibles is $1,680. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,190. Drivers with multiple violations and accidents could be charged up to $3,640. The rate for full coverage for a teen driver can be as high as $6,040.

View Chart as Image