Cadillac DTS Platinum 4-Dr Sedan Insurance Rates

The average insurance prices for a Cadillac DTS Platinum 4-Dr Sedan are $1,726 every 12 months with full coverage. Comprehensive insurance costs an estimated $410, collision insurance costs $794, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $3,740 or more. Teenage drivers cost the most to insure at up to $6,186 a year.

Annual premium for full coverage: $1,726

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac DTS Trim Level

These price differences demonstrate why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Cadillac DTS Platinum 4-Dr Sedan also range considerably based on liability limits and deductibles, your driving record, and the model year.

Using high physical damage deductibles could cut rates by as much as $810 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $6,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $2,000 to $2,700 extra every year, depending on your age. Cadillac DTS Platinum 4-Dr Sedan insurance for high-risk drivers can be from 44% to 130% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Cadillac DTS Platinum 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

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The chart above shows Cadillac DTS Platinum 4-Dr Sedan insurance rates for various coverage choices and risks. The cheapest discount rate is $968. Drivers who use higher $1,000 deductibles will pay $1,452. The average rate for a driver around age 40 using $500 deductibles is $1,726. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,258. Drivers with multiple violations and accidents could be charged around $3,740. The rate for full coverage for a teenage driver can be as high as $6,186.

View Chart as Image