Cadillac Escalade 4WD Insurance Rates

Average insurance rates for a Cadillac Escalade 4WD are $1,790 a year with full coverage. Comprehensive insurance costs approximately $438, collision costs $698, and liability insurance costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,832 or more. Teenage drivers receive the highest rates at $6,474 a year or more.

Annual premium for full coverage: $1,790

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

These differences demonstrate why everyone should compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Cadillac Escalade 4WD can also vary considerably based on your driver profile, the actual cash value of your Escalade, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,600 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $6,400 a year. View Rates by Age

Where you live has a huge impact on Cadillac Escalade 4WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $760 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $408 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $2,100 to $2,800 extra per year, depending on your age. Cadillac Escalade 4WD insurance for high-risk drivers can be anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

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The chart above shows Cadillac Escalade 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $1,038. Drivers who use higher $1,000 deductibles will pay around $1,530. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,790. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,288. Drivers with multiple violations and accidents could be charged as much as $3,832. The rate for full coverage for a teenager can be as high as $6,474.

View Chart as Image