Cadillac Escalade ESV 2WD Insurance Rates

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Average auto insurance rates for a Cadillac Escalade ESV 2WD are $1,686 annually including full coverage. Comprehensive insurance costs around $466 each year, collision insurance costs $698, and liability insurance costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs $3,596 or more. Teenage drivers receive the highest rates at up to $5,900 a year.

Annual premium for full coverage: $1,686

Rate estimates for individual coverage:

Comprehensive $466
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

For a driver in their 40's, prices range from as cheap as $430 for a discount liability-only rate to a high rate of $3,596 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,686
High Risk $3,596

These differences highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Cadillac Escalade ESV 2WD can also vary considerably based on the model year of your Escalade ESV, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,500 per year on average for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,900 to $2,600 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $780 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Cadillac Escalade ESV 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, and quoted rates can be significantly different between companies.

View Chart as Image

Cadillac Escalade ESV 2WD insurance cost comparison chart
Column chart showing Cadillac Escalade ESV 2WD insurance prices range from $967 to $5,900 for full coverage

The chart above shows average Cadillac Escalade ESV 2WD insurance prices for various situations. The lowest price with discounts is $967. Drivers who use higher $1,000 deductibles will pay about $1,420. The average price for a driver age 40 with no violations using $500 deductibles is $1,686. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $2,194. Drivers with multiple violations and accidents could be charged as much as $3,596. The policy rate for full coverage for a 16-year-old driver is $5,900.

Cadillac Escalade ESV 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,522 -$164 -9.7%
Alaska $1,292 -$394 -23.4%
Arizona $1,400 -$286 -17.0%
Arkansas $1,686 -$0 0.0%
California $1,920 $234 13.9%
Colorado $1,610 -$76 -4.5%
Connecticut $1,734 $48 2.8%
Delaware $1,908 $222 13.2%
Florida $2,108 $422 25.0%
Georgia $1,556 -$130 -7.7%
Hawaii $1,212 -$474 -28.1%
Idaho $1,140 -$546 -32.4%
Illinois $1,256 -$430 -25.5%
Indiana $1,270 -$416 -24.7%
Iowa $1,138 -$548 -32.5%
Kansas $1,602 -$84 -5.0%
Kentucky $2,300 $614 36.4%
Louisiana $2,496 $810 48.0%
Maine $1,040 -$646 -38.3%
Maryland $1,390 -$296 -17.6%
Massachusetts $1,348 -$338 -20.0%
Michigan $2,928 $1,242 73.7%
Minnesota $1,410 -$276 -16.4%
Mississippi $2,020 $334 19.8%
Missouri $1,496 -$190 -11.3%
Montana $1,810 $124 7.4%
Nebraska $1,328 -$358 -21.2%
Nevada $2,022 $336 19.9%
New Hampshire $1,216 -$470 -27.9%
New Jersey $1,884 $198 11.7%
New Mexico $1,492 -$194 -11.5%
New York $1,774 $88 5.2%
North Carolina $972 -$714 -42.3%
North Dakota $1,382 -$304 -18.0%
Ohio $1,164 -$522 -31.0%
Oklahoma $1,732 $46 2.7%
Oregon $1,544 -$142 -8.4%
Pennsylvania $1,608 -$78 -4.6%
Rhode Island $2,246 $560 33.2%
South Carolina $1,528 -$158 -9.4%
South Dakota $1,422 -$264 -15.7%
Tennessee $1,476 -$210 -12.5%
Texas $2,030 $344 20.4%
Utah $1,248 -$438 -26.0%
Vermont $1,154 -$532 -31.6%
Virginia $1,010 -$676 -40.1%
Washington $1,302 -$384 -22.8%
West Virginia $1,544 -$142 -8.4%
Wisconsin $1,168 -$518 -30.7%
Wyoming $1,502 -$184 -10.9%

View Chart as Image

Cadillac Escalade ESV 2WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac Escalade ESV 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,900
20 $3,806
30 $1,776
40 $1,686
50 $1,532
60 $1,500

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade ESV 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,194
$250 $1,960
$500 $1,686
$1,000 $1,420

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade ESV 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,686
50/100 $1,759
100/300 $1,850
250/500 $2,086
100 CSL $1,795
300 CSL $1,995
500 CSL $2,141

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade ESV 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,458
20 $6,038
30 $3,700
40 $3,596
50 $3,424
60 $3,390

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $92
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $127
5-yr Claim Free $108
Paid in Full/EFT $81
Advance Quote $83
Online Quote $122
Total Discounts $719
Rate after discounts $967

Discounts are estimated and may not be available from every company or in every state.

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