Cadillac Escalade ESV Luxury Edition 2WD Insurance Rates

The average insurance prices for a Cadillac Escalade ESV Luxury Edition 2WD are $1,732 every 12 months including full coverage. Comprehensive insurance costs around $480 a year, collision costs $730, and liability coverage costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $3,698 or more. Teen drivers cost the most to insure at $6,044 a year or more.

Annual premium for full coverage: $1,732

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

These price differences highlight why it is important for drivers to compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac Escalade ESV Luxury Edition 2WD also range considerably based on liability limits and deductibles, your driving characteristics, and the actual cash value of your Escalade ESV.

Choosing high deductibles could cut rates by as much as $810 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $6,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $2,000 to $2,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 45% to 130% more than average. View High Risk Driver Rates

Your home state has a huge impact on Cadillac Escalade ESV Luxury Edition 2WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

The chart above shows average Cadillac Escalade ESV Luxury Edition 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $991. Drivers who choose higher $1,000 deductibles will pay $1,456. The average rate for a driver age 40 with no violations using $500 deductibles is $1,732. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,258. High risk drivers could be charged around $3,698. The cost for full coverage for a 16-year-old driver can be as high as $6,044.

View Chart as Image