Cadillac Escalade ESV Premium Edition 4WD Insurance Rates

The average insurance rates for a Cadillac Escalade ESV Premium Edition 4WD are $1,778 a year with full coverage. Comprehensive insurance costs on average $494 each year, collision costs $762, and liability coverage costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,798 or more. Teenage drivers cost the most to insure at $6,188 a year or more.

Annual premium for full coverage: $1,778

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

These price differences demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Cadillac Escalade ESV Premium Edition 4WD also range considerably based on your risk profile, the actual cash value of your Escalade ESV, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $6,100 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade ESV Premium Edition 4WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $840 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $2,000 to $2,700 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 126% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

The chart above shows Cadillac Escalade ESV Premium Edition 4WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $1,014. Drivers who use higher $1,000 deductibles will pay around $1,492. The average rate for a 40-year-old male driver using $500 deductibles is $1,778. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,324. Drivers with multiple violations and accidents could be charged around $3,798. The policy rate for full coverage for a teen driver is $6,188.

View Chart as Image