Cadillac Escalade EXT 4WD Insurance Rates

The average insurance prices for a Cadillac Escalade EXT 4WD are $1,768 every 12 months including full coverage. Comprehensive costs approximately $452 a year, collision costs $794, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,808. Teenage drivers cost the most to insure at $6,248 a year or more.

Annual premium for full coverage: $1,768

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade EXT Trim Level

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

These price differences highlight why it is important for drivers to compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac Escalade EXT 4WD also range considerably based on liability limits and deductibles, your driving characteristics, and the replacement cost of your Escalade EXT.

Using high physical damage deductibles could save up to $830 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $2,100 to $2,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 45% to 133% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Cadillac Escalade EXT 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be varied.

View Chart as Image

The chart above shows average Cadillac Escalade EXT 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $997. Drivers who use higher $1,000 deductibles will pay $1,484. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,768. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,314. Drivers with multiple violations and accidents could be charged around $3,808. The cost for full coverage insurance for a teenager is $6,248.

View Chart as Image