Cadillac Escalade Hybrid 2WD Insurance Rates

The average insurance rates for a Cadillac Escalade Hybrid 2WD are $1,898 a year for full coverage. Comprehensive costs an estimated $452 a year, collision costs $856, and liability costs $410. Buying just liability costs as little as $486 a year, with insurance for high-risk drivers costing around $4,110. Teenage drivers cost the most to insure at $6,814 a year or more.

Annual premium for full coverage: $1,898

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates how rural and urban location affects insurance prices.

These price differences show why it is important for drivers to compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Cadillac Escalade Hybrid 2WD also range considerably based on your risk profile, the model year of your Escalade, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,800 a year. View Rates by Age

Your home state makes a big difference in Cadillac Escalade Hybrid 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $880 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,200 to $3,000 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

Chart shows Cadillac Escalade Hybrid 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $1,071. Drivers who use higher $1,000 deductibles will pay around $1,602. The average rate for a driver around age 40 using $500 deductibles is $1,898. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,476. Drivers with multiple violations and accidents could be charged around $4,110. The cost for full coverage insurance for a teenage driver is $6,814.

View Chart as Image