Cadillac Escalade Luxury Edition 2WD Insurance Rates

The average insurance rates for a Cadillac Escalade Luxury Edition 2WD are $1,790 a year for full coverage insurance. Comprehensive insurance costs on average $438 a year, collision costs $698, and liability costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,832 or more. Teenage drivers cost the most to insure at $6,474 a year or more.

Annual premium for full coverage: $1,790

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

These price differences illustrate why it is important for drivers to compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Cadillac Escalade Luxury Edition 2WD also range considerably based on the model year of your Escalade, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $2,100 to $2,800 additional every year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $6,400 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade Luxury Edition 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $760 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $408 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and rates will be varied.

View Chart as Image

The chart estimates Cadillac Escalade Luxury Edition 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $1,038. Drivers who use higher $1,000 deductibles will pay $1,530. The average price for a 40-year-old male driver using $500 deductibles is $1,790. Choosing low $100 deductibles for physical damage coverage could cost up to $2,288. Drivers with multiple violations and accidents could be charged around $3,832. The cost for full coverage for a teen driver can be as high as $6,474.

View Chart as Image