Cadillac Escalade Platinum Edition 4WD Insurance Rates

The average insurance rates for a Cadillac Escalade Platinum Edition 4WD are $1,896 a year including full coverage. Comprehensive costs approximately $480 each year, collision insurance costs $762, and liability coverage costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs around $4,056. Teen drivers cost the most to insure at up to $6,784 a year.

Annual premium for full coverage: $1,896

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.

These price differences highlight why all drivers should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac Escalade Platinum Edition 4WD also range considerably based on your risk profile, the replacement cost of your Escalade, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $6,700 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade Platinum Edition 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $830 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $2,200 to $3,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

The chart above shows average Cadillac Escalade Platinum Edition 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $1,094. Drivers who choose higher $1,000 deductibles will pay around $1,612. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,896. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,436. High risk drivers could be charged around $4,056. The policy rate for full coverage insurance for a teenager can be as high as $6,784.

View Chart as Image