Cadillac Escalade Premium Edition 4WD Insurance Rates
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Average auto insurance rates for a Cadillac Escalade Premium Edition 4WD are $1,836 annually for full coverage insurance. Comprehensive insurance costs approximately $452, collision insurance costs $730, and liability insurance costs $454. Only liability insurance costs as little as $538 a year, and high-risk insurance costs $3,932 or more. Teen drivers receive the highest rates at up to $6,616 a year.
Annual premium for full coverage: $1,836
Rate estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Cadillac Escalade Trim Level
For a driver in their 40's, prices range from as cheap as $538 for basic liability insurance to the much higher price of $3,932 for a driver who has had serious violations or accidents.
These differences illustrate why everyone should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Cadillac Escalade Premium Edition 4WD Insurance
Insurance rates for a Cadillac Escalade Premium Edition 4WD can also vary considerably based on the model year of your Escalade, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,700 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $6,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,900 extra per year, depending on your age. Cadillac Escalade Premium Edition 4WD insurance for high-risk drivers can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $790 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 more per year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Cadillac Escalade Premium Edition 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
With so much variability in prices, the only way to figure out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.
The chart estimates Cadillac Escalade Premium Edition 4WD insurance prices for various situations. The lowest price with discounts is $1,061. Drivers who choose higher $1,000 deductibles will pay about $1,568. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,836. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,352. High risk drivers could be charged as much as $3,932. The rate for full coverage for a teenager is $6,616.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,658 | -$178 | -9.7% |
| Alaska | $1,406 | -$430 | -23.4% |
| Arizona | $1,522 | -$314 | -17.1% |
| Arkansas | $1,836 | -$0 | 0.0% |
| California | $2,090 | $254 | 13.8% |
| Colorado | $1,752 | -$84 | -4.6% |
| Connecticut | $1,884 | $48 | 2.6% |
| Delaware | $2,078 | $242 | 13.2% |
| Florida | $2,292 | $456 | 24.8% |
| Georgia | $1,694 | -$142 | -7.7% |
| Hawaii | $1,316 | -$520 | -28.3% |
| Idaho | $1,244 | -$592 | -32.2% |
| Illinois | $1,366 | -$470 | -25.6% |
| Indiana | $1,382 | -$454 | -24.7% |
| Iowa | $1,240 | -$596 | -32.5% |
| Kansas | $1,740 | -$96 | -5.2% |
| Kentucky | $2,502 | $666 | 36.3% |
| Louisiana | $2,714 | $878 | 47.8% |
| Maine | $1,132 | -$704 | -38.3% |
| Maryland | $1,512 | -$324 | -17.6% |
| Massachusetts | $1,468 | -$368 | -20.0% |
| Michigan | $3,186 | $1,350 | 73.5% |
| Minnesota | $1,534 | -$302 | -16.4% |
| Mississippi | $2,198 | $362 | 19.7% |
| Missouri | $1,628 | -$208 | -11.3% |
| Montana | $1,972 | $136 | 7.4% |
| Nebraska | $1,444 | -$392 | -21.4% |
| Nevada | $2,200 | $364 | 19.8% |
| New Hampshire | $1,322 | -$514 | -28.0% |
| New Jersey | $2,050 | $214 | 11.7% |
| New Mexico | $1,624 | -$212 | -11.5% |
| New York | $1,930 | $94 | 5.1% |
| North Carolina | $1,056 | -$780 | -42.5% |
| North Dakota | $1,504 | -$332 | -18.1% |
| Ohio | $1,268 | -$568 | -30.9% |
| Oklahoma | $1,882 | $46 | 2.5% |
| Oregon | $1,680 | -$156 | -8.5% |
| Pennsylvania | $1,750 | -$86 | -4.7% |
| Rhode Island | $2,448 | $612 | 33.3% |
| South Carolina | $1,662 | -$174 | -9.5% |
| South Dakota | $1,550 | -$286 | -15.6% |
| Tennessee | $1,606 | -$230 | -12.5% |
| Texas | $2,210 | $374 | 20.4% |
| Utah | $1,358 | -$478 | -26.0% |
| Vermont | $1,252 | -$584 | -31.8% |
| Virginia | $1,098 | -$738 | -40.2% |
| Washington | $1,416 | -$420 | -22.9% |
| West Virginia | $1,682 | -$154 | -8.4% |
| Wisconsin | $1,270 | -$566 | -30.8% |
| Wyoming | $1,634 | -$202 | -11.0% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,616 |
| 20 | $4,184 |
| 30 | $1,924 |
| 40 | $1,836 |
| 50 | $1,670 |
| 60 | $1,636 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,352 |
| $250 | $2,114 |
| $500 | $1,836 |
| $1,000 | $1,568 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,836 |
| 50/100 | $1,927 |
| 100/300 | $2,040 |
| 250/500 | $2,335 |
| 100 CSL | $1,972 |
| 300 CSL | $2,222 |
| 500 CSL | $2,404 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,460 |
| 20 | $6,636 |
| 30 | $4,034 |
| 40 | $3,932 |
| 50 | $3,748 |
| 60 | $3,708 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $92 |
| Homeowner | $25 |
| 5-yr Accident Free | $136 |
| 5-yr Claim Free | $117 |
| Paid in Full/EFT | $86 |
| Advance Quote | $90 |
| Online Quote | $131 |
| Total Discounts | $775 |
Discounts are estimated and may not be available from every company or in every state.
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