Cadillac SRX 2WD Insurance Rates

The average insurance rates for a Cadillac SRX 2WD are $1,496 a year for full coverage insurance. Comprehensive costs an estimated $340, collision costs $634, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,236. Teen drivers cost the most to insure at $5,462 a year or more.

Annual premium for full coverage: $1,496

Policy rates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates the effect of geographic area on insurance prices.

These price differences illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac SRX 2WD also range considerably based on your risk profile, the model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $5,400 a year. View Rates by Age

Your home state makes a big difference in Cadillac SRX 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,800 to $2,400 in extra premium every year, depending on your age. Cadillac SRX 2WD insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied from one company to the next.

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The chart estimates Cadillac SRX 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $852. Drivers who choose higher $1,000 deductibles will pay around $1,276. The average rate for a driver around age 40 using $500 deductibles is $1,496. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,928. High risk drivers could be charged around $3,236. The rate for full coverage insurance for a teenage driver is $5,462.

View Chart as Image