Cadillac SRX Performance 2WD Insurance Rates

Average insurance rates for a Cadillac SRX Performance 2WD are $1,588 a year for full coverage insurance. Comprehensive insurance costs on average $368, collision insurance costs $698, and liability coverage costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $3,438 or more. Teenage drivers receive the highest rates at up to $5,752 a year.

Annual premium for full coverage: $1,588

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Cadillac SRX Performance 2WD can also vary considerably based on your driver profile, the model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,700 a year. View Rates by Age

Where you live makes a big difference in Cadillac SRX Performance 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $720 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,900 to $2,500 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

View Chart as Image

The chart estimates Cadillac SRX Performance 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $898. Drivers who use higher $1,000 deductibles will pay around $1,346. The average rate for a 40-year-old male driver using $500 deductibles is $1,588. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,060. Drivers with multiple violations and accidents could be charged as much as $3,438. The price for full coverage for a teen driver is $5,752.

View Chart as Image