Chevrolet Avalanche LT 4WD Insurance Rates

U.S. average insurance prices for a Chevrolet Avalanche LT 4WD are $1,612 every 12 months for full coverage insurance. Comprehensive insurance costs around $354 each year, collision costs $604, and liability insurance costs around $454. Buying just liability costs as low as $538 a year, with insurance for high-risk drivers costing $3,464 or more. Teen drivers pay the highest rates at $5,976 a year or more.

Annual premium for full coverage: $1,612

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Avalanche Trim Level

These price ranges illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Avalanche LT 4WD are also quite variable based on deductibles and policy limits, your risk profile, and the actual cash value of your Avalanche.

Choosing high deductibles could cut rates by as much as $640 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $408 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,500 a year for full coverage. Rates are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,900 to $2,600 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Avalanche LT 4WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and rates may be quite different.

View Chart as Image

The chart estimates Chevrolet Avalanche LT 4WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $940. Drivers who choose higher $1,000 deductibles will pay $1,394. The average rate for a driver age 40 with no violations using $500 deductibles is $1,612. Using lower $100 deductibles for physical damage coverage could cost up to $2,032. High risk drivers could be charged at least $3,464. The policy rate for full coverage for a 16-year-old driver can be as high as $5,976.

View Chart as Image