Chevrolet Avalanche LTZ 4WD Insurance Rates

U.S. average insurance rates for a Chevrolet Avalanche LTZ 4WD are $1,656 a year including full coverage. Comprehensive insurance costs approximately $368 a year, collision costs $634, and liability coverage costs $454. Buying just liability costs as little as $538 a year, with insurance for high-risk drivers costing $3,562 or more. Teenage drivers pay the highest rates at $6,120 a year or more.

Annual premium for full coverage: $1,656

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Avalanche Trim Level

These price ranges highlight why it is important for drivers to compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Chevrolet Avalanche LTZ 4WD are also quite variable based on your driving record, the replacement cost of your Avalanche, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $6,100 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Avalanche LTZ 4WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $670 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $408 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,900 to $2,700 additional each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 128% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates may be quite different from one company to the next.

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The chart above shows average Chevrolet Avalanche LTZ 4WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $963. Drivers who use higher $1,000 deductibles will pay around $1,430. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,656. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,098. Drivers with multiple violations and accidents could be charged at least $3,562. The cost for full coverage for a teenager is $6,120.

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