Chevrolet City Express Cargo 3500 2WD Insurance Rates
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U.S. average insurance rates for a Chevrolet City Express Cargo 3500 2WD are $1,282 a year for full coverage insurance. Comprehensive insurance costs approximately $284, collision insurance costs $476, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $2,758 or more. Teenage drivers pay the highest rates at up to $4,762 a year.
Annual premium for full coverage: $1,282
Price estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet City Express Trim Level
For an average driver, Chevrolet City Express Cargo 3500 2WD insurance prices range from the low end price of $430 for just liability insurance to the much higher price of $2,758 for a driver required to buy high-risk insurance.
These price ranges illustrate why everyone should compare prices using their specific location, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Chevrolet City Express Cargo 3500 2WD Insurance
Auto insurance rates for a Chevrolet City Express Cargo 3500 2WD are also quite variable based on the replacement cost of your City Express, your age and driving record, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 in extra premium each year, depending on your age. Chevrolet City Express Cargo 3500 2WD insurance for high-risk drivers can be around 44% to 131% more than a normal policy. View High Risk Driver Rates
A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,700 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet City Express Cargo 3500 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $510 a year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different.
The chart estimates Chevrolet City Express Cargo 3500 2WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $748. Drivers who use higher $1,000 deductibles will pay $1,110. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,282. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,618. Drivers with multiple violations and accidents could be charged at least $2,758. The rate for full coverage for a teenager can be as high as $4,762.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,160 | -$122 | -9.5% |
Alaska | $984 | -$298 | -23.2% |
Arizona | $1,066 | -$216 | -16.8% |
Arkansas | $1,282 | -$0 | 0.0% |
California | $1,462 | $180 | 14.0% |
Colorado | $1,228 | -$54 | -4.2% |
Connecticut | $1,320 | $38 | 3.0% |
Delaware | $1,454 | $172 | 13.4% |
Florida | $1,606 | $324 | 25.3% |
Georgia | $1,186 | -$96 | -7.5% |
Hawaii | $922 | -$360 | -28.1% |
Idaho | $866 | -$416 | -32.4% |
Illinois | $956 | -$326 | -25.4% |
Indiana | $966 | -$316 | -24.6% |
Iowa | $866 | -$416 | -32.4% |
Kansas | $1,220 | -$62 | -4.8% |
Kentucky | $1,750 | $468 | 36.5% |
Louisiana | $1,900 | $618 | 48.2% |
Maine | $792 | -$490 | -38.2% |
Maryland | $1,060 | -$222 | -17.3% |
Massachusetts | $1,026 | -$256 | -20.0% |
Michigan | $2,230 | $948 | 73.9% |
Minnesota | $1,074 | -$208 | -16.2% |
Mississippi | $1,538 | $256 | 20.0% |
Missouri | $1,138 | -$144 | -11.2% |
Montana | $1,378 | $96 | 7.5% |
Nebraska | $1,012 | -$270 | -21.1% |
Nevada | $1,540 | $258 | 20.1% |
New Hampshire | $926 | -$356 | -27.8% |
New Jersey | $1,434 | $152 | 11.9% |
New Mexico | $1,136 | -$146 | -11.4% |
New York | $1,352 | $70 | 5.5% |
North Carolina | $740 | -$542 | -42.3% |
North Dakota | $1,052 | -$230 | -17.9% |
Ohio | $884 | -$398 | -31.0% |
Oklahoma | $1,320 | $38 | 3.0% |
Oregon | $1,176 | -$106 | -8.3% |
Pennsylvania | $1,224 | -$58 | -4.5% |
Rhode Island | $1,712 | $430 | 33.5% |
South Carolina | $1,164 | -$118 | -9.2% |
South Dakota | $1,082 | -$200 | -15.6% |
Tennessee | $1,126 | -$156 | -12.2% |
Texas | $1,548 | $266 | 20.7% |
Utah | $950 | -$332 | -25.9% |
Vermont | $878 | -$404 | -31.5% |
Virginia | $768 | -$514 | -40.1% |
Washington | $992 | -$290 | -22.6% |
West Virginia | $1,178 | -$104 | -8.1% |
Wisconsin | $890 | -$392 | -30.6% |
Wyoming | $1,144 | -$138 | -10.8% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,762 |
20 | $2,944 |
30 | $1,338 |
40 | $1,282 |
50 | $1,170 |
60 | $1,148 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,618 |
$250 | $1,464 |
$500 | $1,282 |
$1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,282 |
50/100 | $1,355 |
100/300 | $1,446 |
250/500 | $1,682 |
100 CSL | $1,391 |
300 CSL | $1,591 |
500 CSL | $1,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,778 |
20 | $4,672 |
30 | $2,818 |
40 | $2,758 |
50 | $2,630 |
60 | $2,606 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $67 |
Multi-vehicle | $65 |
Homeowner | $19 |
5-yr Accident Free | $92 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $58 |
Advance Quote | $62 |
Online Quote | $90 |
Total Discounts | $534 |
Discounts are estimated and may not be available from every company or in every state.
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